freelook cancellation notice not acted upon by the insurance

by sk » Tue Jun 01, 2010 10:47 pm
Posts: 10
Joined: 01 Jun 2010

applied for freelook cancellation. company continued offering temptations. I was adamant to cancel the policies. company blocked the refund amounts ? what to do ?
company has failed to perform and execute the freelook cancellation applications. what are the rights, liabilities and responsibilities of the insured and insurer in such freelook cases, when insurance company intentionally withholds freelook amounts, without reasonable cause ? Insurance company is using our amounts, borrowed on high interests ? we are squeezed. seek protection and justice.

Total Comments: 49

Posted: Sat Jun 26, 2010 04:06 pm Post Subject: freelook cancellation not acted upon by the insurance co

well........I intended to close this topic after my mail dated 19th, but it continued unnecessarily and the subject matter was drifting......anyways, I am not convinced, nor satisfied, but its ok, I got a view of USA representation and some persons may definitely have gained from my view to safeguard themselves against the likely ills that may cause mental torture (MT) to them. MT is broad term. MT involves persons emotions, anxiety, making them feel physically sick from emotional pain, a person can mentally torture someone by threatening an important person in their life, if they dont do what they say they will harm this person that means a lot to them (there child, spouse, close friend, etc.) someone in a relationship can mentally torture someone by harrasing them, making them feel anxious..playing mind games etc.

Because the amount involved was USD 125,000, does not mean that SK was the OWNER of the CAR. Fact is SK was a Driver and the 'car' was a TAXI, wherein SK was employed on time basis and had to pay for repairs and daily rent for the TAXI and Sk's income was derived only when the TAXI moved. The repairer did not go anywhere to get any part (for comparision - say a wiper, convenient for change within 2 hours) to let the TAXI move, but after 3 days instead of the promised 2 hours time, got the part (now cheque) from his Garrage/repair shop (office) wherein it was stacked in bundles and handed it to SK ! Sk lost his Bread and Butter for 3 days unnecessarily and unrequiredly. Sk is not a rich man and to earn his bread and butter elsewhere by passing comments etc.and has to move minute by minute and cannot afford his TAXI to be stranded without any reasonable cause. Just to take out a part from his stock, cannot take 3 days ! this is where accountability, responsibility and liability is involved and consumer is affected to get Justice for those 3 days ! Your conclusion may be ok for rich but not for SK, as Sk is required to pay further daily RENT to the TAXI owner, whether the TAXI moved or not ? Whether the TAXI was stranded unrequiredly or not ? YOu have to be in Sk's position to understand the dilemma of SK, but sitting in AC Offices and pinpointing errors as if were flaws is ok, but not for common people, are the hardships of day to day life, which most cannot understand, though know. GOOD NIGHT.

Posted: Sat Jun 26, 2010 04:26 pm Post Subject:

SK is clearly NOT a poor man, and is doing better than the majority of US citizen, because no way would an over whelming majority of US citizens be able to plop down 125k CASH for anything....

but sitting in AC Offices and pinpointing errors as if were flaws is ok, but not for common people, are the hardships of day to day life, which most cannot understand, though know.



Alright you are irritating the dog-snot out of me now... :roll: :x just an fyi Lori DOES works in the heat/cold/weather EVERY SINGLE DAG-GUM DAY! You do not have the market cornered on fighting your way thru life...most are in the same shoes...WITHOUT 125k cash laying around...in fact in MY dear country you would be considered upper middle class :roll:

geeze, as Forest Gump would say, 'that's about all I've got to say about that!'

Posted: Sun Jun 27, 2010 05:03 pm Post Subject: freelook cancellation of insurance policy not acted upon by

again we are drifting from the now main issue - mental torture to be compensated in this case or not ? lets not pinpoint any particular person or evaluate SK, but discuss the issues in this open forum. If there is nothing left to discuss, may conclude with accepting that yes,
what has happened was bad under the circumstances, hence mental torture needs to be compensated.

In addition, its wondering how persons in your place can afford to be irritated ? we also deal with general public and have to deal with all sort of persons, but never ever loose our cool, never intend to abuse them, are more eager to understand their problem and assist them to the best possible extent, as they have come to us with some hopes, after trying their best ! A minor change in approach seems necessary. Thats all.

Posted: Sun Jun 27, 2010 05:16 pm Post Subject: freelook cancellation not acted upon by the insurance co

again we are drifting from the now main issue - mental torture to be compensated in this case or not ? lets not pinpoint any particular person or evaluate SK, but discuss the issues in this open forum. If there is nothing left to discuss, may conclude with accepting that yes, what has happened was bad under the circumstances, hence mental torture needs to be compensated. Thats all.

Posted: Sun Jun 27, 2010 07:56 pm Post Subject:

My final comment:

Any discussion of "MENTAL TORTURE" has no application to any person residing in the US. And it will never have any application unless, and until, America is taken over by some other society -- which is unlikely to occur in my lifetime, or that of my two gransaughters.

There is little, in anything, of substance for American readers of this thread.

Posted: Mon Jun 28, 2010 04:26 am Post Subject: freelook cancellation not acted upon by the insurance co

earlier comments from hon'ble forum members contradict own statements. Earlier commented for mental anguish as a routine affair in US and now for mental torture as has no application to any person residing in the US ? anyway, readers are SUPREME and knows everything. this conclusion was essential, as Insurance companies howsoever powerful they may be, cannot attempt to cheat or harass the general public and must be asked to behave and assist the general public. THANKS

Posted: Mon Jun 28, 2010 11:46 am Post Subject:

Earlier commented for mental anguish as a routine affair in US and now for mental torture as has no application to any person residing in the US ?

What is commonly referred to as mental anguish in this country is NOT, once again NOT what you are calling mental torture in your situation...period

.....anyway, readers are SUPREME and knows everything. this conclusion was essential, as Insurance companies howsoever powerful they may be, cannot attempt to cheat or harass the general public and must be asked to behave and assist the general public. THANKS

again, sucks that this happens in your country, it does NOT occur in this one.

Posted: Mon Jun 28, 2010 03:33 pm Post Subject: freelook cancellation notice not acted upon by

Mental anguish/torture is what one faces and is not specific in nature. Further, In our total discussions, only
3 names were referred - 1.BP spill; 2.citibank thugs and 3. Union Carbide disaster. All the 3 had direct / indirect connections with USA ! Whenever these 3 names are discussed, one visualises first - USA and not any other country, despite theirs having subsidiaries in many parts of the globe. Hence, least said is better, wisely said is even better. Point of reference was limited to the extent that under the circumstances MENTAL TORTURE needs to be compensated or not ? a simple one liner could have solved this ongoing issue. thanks

Posted: Mon Jun 28, 2010 03:54 pm Post Subject:

all this mental torture stuff is stupid

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