IS A NO SEAT BELT TICKET REPORTED TO THE INSURANCE COMPANY

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PostPosted: Mon Jun 07, 2010 3:40 pm   Post subject: IS A NO SEAT BELT TICKET REPORTED TO THE INSURANCE COMPANY  

DOES THE INSURANCE COMPANT GET NOTIFIED IF A TICKET IS ISSUED FOR NOT WEARING A SEAT BELT


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PostPosted: Mon Jun 07, 2010 7:53 pm   Post subject:   

Do they get notified? No. Can they find out about the ticket? Yes. Would this affect the insurance rates? No.

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PostPosted: Mon Jun 07, 2010 11:31 pm   Post subject: insurance  

(Thinking outloud here) You're saying it won't effect the Insurance rates. However....couldn't the Insurance Co 'come back' and say, "you weren't honest with us"..type of thing? I've never known an Insurance Co to do this, but, I'm just curious.

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PostPosted: Tue Jun 08, 2010 2:11 am   Post subject:   

Wen't honest about what? Getting a ticket? If they ask... tell them. No seatbelt should be (I'm pretty sure) a non-moving violation (like no registration). Non-moving violations don't really affect risk.

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PostPosted: Tue Jun 08, 2010 2:19 pm   Post subject: insurance  

Mmmm.....in the small town, where I live (I live in PA), the police can actually pull you over for not wearing a seatbelt. However.....by law, you are suppose to wear one when you are driving. When I was in my accident ( a few years ago) I WAS wearing my sealbelt. I STILL had it on when the paramedics arrived. I was told later on, I could have gotten fined if I wasn't wearing it and it COULD have affected my Insurance rates. Was I NOT given the correct information, by the PA State Police Department??

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PostPosted: Tue Jun 08, 2010 3:27 pm   Post subject:   

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