would a broke frame total out my truck or can it be fixed.
Posted: Tue Sep 14, 2010 12:29 am Post Subject:
Depends on the cost to repair and the value of the vehicle. As far as we know this is a 1979 F100 or a 2010 Hummer. Big difference.
Insurance companies usually consider a vehicle a total loss when it's cost to repair is 80% of its value.
Posted: Tue Sep 14, 2010 04:08 pm Post Subject:
Most insurance companies tend to "total" a vehicle when frame damage is evident. Probably due to the fact that few auto body mechanics today know how to properly repair a frame anymore -- they aren't made with the same heavy duty steel that cars in the '50s, '60s, and even the early 1970s were. Cars have become commodities -- like computers, TVs, cell phones, and other gadgets -- use 'em a few years (if that long), throw 'em away, and get a newer one.
Scratches and dents can be repaired with a little Bondo and paint, replacing a bumper cover, trunk lid or hood, a single fender or body panel not terribly costly, but just about anything else, at $50+ per hour of labor plus parts is probably more expensive than writing a check for the vehicle's value, allowing you to buy another vehicle . . . and the privilege of paying higher premiums to insure a newer vehicle.
Posted: Mon Sep 13, 2010 11:48 pm Post Subject: frame damaged
would a broke frame total out my truck or can it be fixed.
Posted: Tue Sep 14, 2010 12:29 am Post Subject:
Depends on the cost to repair and the value of the vehicle. As far as we know this is a 1979 F100 or a 2010 Hummer. Big difference.
Insurance companies usually consider a vehicle a total loss when it's cost to repair is 80% of its value.
Posted: Tue Sep 14, 2010 04:08 pm Post Subject:
Most insurance companies tend to "total" a vehicle when frame damage is evident. Probably due to the fact that few auto body mechanics today know how to properly repair a frame anymore -- they aren't made with the same heavy duty steel that cars in the '50s, '60s, and even the early 1970s were. Cars have become commodities -- like computers, TVs, cell phones, and other gadgets -- use 'em a few years (if that long), throw 'em away, and get a newer one.
Scratches and dents can be repaired with a little Bondo and paint, replacing a bumper cover, trunk lid or hood, a single fender or body panel not terribly costly, but just about anything else, at $50+ per hour of labor plus parts is probably more expensive than writing a check for the vehicle's value, allowing you to buy another vehicle . . . and the privilege of paying higher premiums to insure a newer vehicle.
Add your comment