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 Posted: Fri Nov 12, 2010 1:48 am Post subject: Molds indide the house |
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 MOLDS
I got two rooms with molds and the family of my son lives on that rooms and now their clothes and bed are now invading by molds, we try to clean it up but still it keeps on coming back . Wondwer if MOLDS are part of my home insurance. |
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perfectlove
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Joined: 11 Nov 2010
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| Posted: Fri Nov 12, 2010 2:24 am Post subject: |
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First, you posted this in the Auto forum.
Mold is almost always excluded from coverage under the HO policy. You have two "claims" here... 1st party coverage for your own property and liability coverage for the property that is not yours.
You need to find the _source_ of the mold... not just clean it up. Damp dark places... probably from a leak into the walls. |
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tcope
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| Posted: Fri Nov 12, 2010 9:38 am Post subject: |
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As tcope has said, most insurance companies stopped paying mold claims a long time ago.
If you have a mold problem in your home, you need to hire a professional service that specializes in "mold remediation" to diagnose what and where the problem is, and to correct it. Failure to do so could expose you to a liability loss that your insurance will not cover.
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MaxHerr
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| Posted: Fri Nov 12, 2010 6:27 pm Post subject: |
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Reposted in proper forum.
InsTeacher  |
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InsTeacher
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