by design.walker » Sat Nov 27, 2010 04:55 pm
My home was burglarized.
I have a home recording studio.
I have renters insurance up to 40k.
However, I'm concerned about my limits in certain categories. and I want to make sure that I get enough money to sufficiently replace what was stolen.
Thank you.
I have a home recording studio.
I have renters insurance up to 40k.
However, I'm concerned about my limits in certain categories. and I want to make sure that I get enough money to sufficiently replace what was stolen.
Thank you.
Posted: Sat Nov 27, 2010 05:21 pm Post Subject:
You then need to speak to your adjuster and review your coverage for the stolen personal property.
Posted: Sat Nov 27, 2010 11:42 pm Post Subject:
If your personal property was used in a business, it may not be covered to the same extent as non-business property. Generally, you may need a commercial property policy, or an "inland marine floater" to cover the "tools of your trade."
If you are merely a "hobbyist" then all is probably OK.
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