What should I do?

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Posted: Tue Jul 26, 2011 10:38 pm Post subject: What should I do?

Hi experts, I was rear-ended when entering a parking structure and the person hit me told his insurance company that I backed into his car. I have an eye witness who saw that he rear ended me and gave me a written statement. My insurance company denied my coverage. I hired a subrogation agent who represented me in the insurance arbitration panel. The insurance arbitration panel's decision was to split fault (50-50) due to that I told the security guard (didn't witness) that since there was a slope at the parking entrance, that my car moved a little bit due to momentum when I released my break.The guard wrote on the incident report that I stated that my car rolled back.The arbitration decision against me to collect 50% was avoid subsequently. However, the other driver's insurance co. has been harassing me every since to try to collect money.

NerdyNerd

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Joined: 26 Jul 2011
Posts: 1

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Posted: Wed Jul 27, 2011 12:44 am Post subject:

Wow.. you blew right by a _ton_ of information. Why did your insurance company deny coverage? Denying that you had liability in the matter and defending you is different then denying _you_ coverage. If they did not deny coverage, why did you hire someone to address arbitration? What kind of arbitration was this... court appointed arbitration as a result of a lawsuit?

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The insurance arbitration panel's decision was to split fault (50-50)

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The arbitration decision against me to collect 50% was avoid subsequently.

If the arbitrator found you both 50% at fault how was your liability avoided?

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However, the other driver's insurance co. has been harassing me every since to try to collect money.

It sounds to me like you did not "avoid" being 50% liable and they are either not bound by this arbitration or they are looking for their 50%.

tcope

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