Auto Insurance

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PostPosted: Tue Sep 13, 2011 9:53 am   Post subject: Auto Insurance  

What do you need to know about auto insurance before getting one?





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PostPosted: Tue Sep 13, 2011 10:27 am   Post subject:   

what do you need to know exactly?


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PostPosted: Wed Sep 14, 2011 6:56 am   Post subject:   

Well as we know that car insurance provides coverage on Bodily injury liability, Property damage liability, Medical payments or Personal Injury Protection (PIP), Collision, and Comprehensive primarily apart from several other coverage based on requirements.



First of all one should consider one’s state’s minimum car insurance requirements and buy sufficiently more than it to insure proper coverage on the event of an accident.



One should know about the insurer properly. Shop around, compare among different companies and settle for a reputable insurer providing a policy suitable for the individual.



The company’s reputation in providing service is very necessary to consider on. One should always research and look out for the customer complaints against the insurer and how fast they were resolved before settling for that company.



I feel every individual has separate needs. One should know his own requirements before buying any kind of insurance.

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PostPosted: Wed Sep 14, 2011 9:34 pm   Post subject:   

I would add it is important to check the rates of ALL the leading insurance companies, since some auto insurance companies charge twice as much as others, for the same coverage.



Once you get the price quotes, check for complaints & good customer service for the lower priced car insurance companies, and choose a company with a good customer service record & a good price.



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PostPosted: Tue Sep 20, 2011 8:38 am   Post subject:   

There are certain basic things that you need to know before making an auto insurance purchase. You must look into how much others that own the similar cars are paying for their insurance. It will give you an idea as to how much you would have to pay out for the insurance when you make a car purchase. Auto insurance can be purchased with the help of a dealer or independently. Research on both the options and find out which method will cost you less.





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PostPosted: Tue Sep 20, 2011 11:47 am   Post subject:   

You should know about the maximum coverage you get from insurance policy, and even ask for a discount if applicable. It will depend on your driving record that how much you have to pay for auto insurance policy.



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