Workers Compensation, Employers Liability Limit in CA

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PostPosted: Tue Sep 20, 2011 2:48 pm   Post subject: Workers Compensation, Employers Liability Limit in CA  

Can anyone specifically reference in the CA labor code or specific statute where it states that $1,000,000 of Employers' Liability (all three coverages) is required?


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Kiersten
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PostPosted: Wed Sep 21, 2011 4:19 am   Post subject:   

Minimum limits of insurance - "WorkersÂ’ Compensation and Employers Liability: WorkersÂ’ Compensation limits as required by the Labor Code of the State of California and Employers Liability limits of $1,000,000 per accident."


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PostPosted: Wed Sep 21, 2011 4:22 am   Post subject:   

you may consult this website - sanjoseca.gov/publicworks/tds


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PostPosted: Thu Sep 22, 2011 10:15 am   Post subject:   

Neither the California Labor Code nor the Insurance Code demand certain minimum limits for Employer's Liability coverage. The amount of coverage an employer carries is entirely up to him.



Having said that, others may require an employer to provide a minimum amount of liability coverage if you want to do business with them. Such is the case with the City of San Jose Dept of Public Works (the link in B's post above). To be a contractor with the City of San Jose, the employer must have at least $1,000,000 of EL coverage.



This is simply a city requirement, not state law. The city could just as easily have said the minimum requirement is $10,000,000.



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PostPosted: Fri Jul 26, 2013 12:42 am   Post subject: Emploers liability - Idaho  

Can anyone specifically reference in the Idaho labor code or specific statute where it states that $1,000,000 of Employers' Liability (all three coverages) is required?


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PostPosted: Fri Jul 26, 2013 1:28 am   Post subject:   

I find nothing in the Idaho Code that requires any specific amount of coverage. Section 44-1401 simply recites the instances in which an employer would be liable for an employee's workplace injury. Most insurers, however, will not write this kind of liability policy for less than $1,000,000.



The premium would be based on the occupational class(es) of the employees, the number of hours they work, and their rates of pay, as well as prior claims history..



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PostPosted: Mon Aug 26, 2019 9:48 am   Post subject:   

To know the limits of workers' compensation insurance coverage in CA & other details, kindly reach out to Workers' Compensation Insurance California for complete knowledge.

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