Can a convicted felon get a liscence to sell insurance?

Submitted by christophersalas73 on Mon, 10/03/2011 - 20:22

Can a convicted felon with a aggravated assault charge in 2002 obtain a license to sell life, health and accident insurance?

Posted: 04 Oct 2011 02:03 Post Subject:

Google "your state" (assuming you live in the USA) & "department of insurance" & check out the licensing requirements on your state's DOI web site.

I would say a felony would disqualify you, but since it was in 2002, you should check it out. Who can get licensed depends on your state's requirements.

Posted: 04 Oct 2011 05:50 Post Subject:

Who can get licensed depends on your state's requirements.


Actually, federal law has something to say about this. The Federal Violent Crime Control and Law Enforcement Act (18 USC 1033-1034) describes the persons who are ineligible for licensing in insurance or financial services without a waiver from the state regulator. Aggravated assault may prevent your licensing.

You will have to apply for a license and include a completed "1033" waiver form for the state, and a decision will be made. Fees paid for this process are not refundable if your application is denied.

Posted: 02 Dec 2011 01:13 Post Subject: license

I would like to get my license for health and life insurance but in 1988 i was convicted of welfare fraud. by working and receving for 2 months. in illinois, I moved to missouri in 1998 the court had ordered me to pay back the money and gave me probation for 2 years. I did not pay back the money. I would like to know if I now have a chance to get a licence. Now that I am 58 years old? will I be denied?

Posted: 20 Dec 2011 05:00 Post Subject: Grand Lacency

I have a 4th degree grand lacency felony. Will I be able to get my life insurance license?

Posted: 04 Jan 2012 05:17 Post Subject:

you can apply for a waiver. you will have to jump thru some hoops. but you should be ok. call the state apply for the1033 waiver

Posted: 24 May 2012 05:29 Post Subject:

i have a resisting arrest with violence charge can i get my license for health insurance in florida

Posted: 24 May 2012 10:54 Post Subject:

yes you can, you have to apply for the waiver.. call the DOI. and ask for help in getting the right forums.. you must NOT LIE OR LEAVE ANYTHING OUT.. about your back ground. they will find it... be humble and polite...

Posted: 22 Dec 2012 11:29 Post Subject: Insurance Agent lincense

I was convicted of two counts of Forgery almost 4 years ago can I still get a lincense to sell life, accident, and health insurance in Arizona.

Posted: 23 Dec 2012 11:10 Post Subject:

Felony or misdemeanor? Both are problems and you need to wait at least another year (until more than 5 years has passed since your most recent conviction). You are thinking about entering an industry in which you will be in contact with other people's money, including their checks, and forgery and insurance don't mix well. The DIrector of Insurance would likely describe you today as a person who is not worthy of the license being sought, is someone who is lacking in integrity, and that it would be contrary to the public interest to issue you a license.

This is part of the most highly regulated industry in the world, and you will be scrutinized.

Posted: 02 Jan 2013 11:22 Post Subject: insurance license

I had a possession charge and it was a felony over ten years ago and got six months probation can I still get license to sell insurance in Ga.

Posted: 13 Jan 2013 08:43 Post Subject: do I have any chance with a drug felony and shoplifting

I was caught at age 19 with a small amount of heroin resulting in a B felony and trespassing/ shoplifting (all at the same time). I was 19 and a drug addict at the time, but have worked hard to complete all probation, continue to see an addiction therapist and have been clean ever since. I have been hired by a life insurance agency and hope to be able to take the test. I am now 25 and living in LA (the charges were in Oregon), and my life is nothing like what to was. I truly am reformed and am hoping this will be taken into consideration, but since I need FBI clearance I would like to know before buying/taking the test. I have doctors and family that will testify to my recovery. I feel like a youthful mistake is ruining the rest of my life (I have a BA, but can't use it)...

Posted: 24 Apr 2013 09:02 Post Subject: probation

i had a misdemeanor possession charge and got a year probation can i still get my insurance license?

Posted: 24 Apr 2013 10:31 Post Subject:

Usually, licensing petitions are not rejected based on misdemeanor or felony charges. Still, discuss with the state department of insurance before you submit your claim. (A strict note)

Posted: 23 Jul 2013 02:34 Post Subject: felony rap

Help....I was convicted of auto theft with priors in 2003. I am currently entertaining the thought of selling Life insurance. I reside in SouthCarolina and I hear that I will need a waiver form inorder to proceed with selling insurance.
Do these laws change from state to state? what chance do I have of getting a waiver form granted?

Posted: 08 Oct 2013 11:22 Post Subject: Life, Health and Anuuity - VA

I dont have any felonies, ever. I went through a horrible divorce from an abusive husband and he cleaned me out. Ended up having to file bankruptcy because he did and I couldn't be held responsible for ALL of the debt. That was final 2 1/2 years ago. I had a returned check that I went to court on but it was dismissed (during my finanicial trouble) and I had to go to court for furniture that I had to return because I couldn't pay. I'm a single mother of three who gets child support. So, anyway. It seems like alot but it was all while i was doing the best I could to get through the divorce that took two years and take care of my children. I am taking my insurance exam this weekend. Am I going to be denied by the SEC or will i have to write a letter explaining the situation?

Posted: 08 Oct 2013 11:23 Post Subject: Life, Health and Annuity - VA

I meant to say I get NO child support!

Posted: 11 Oct 2013 06:26 Post Subject:

Personal bankruptcy is a disclosure event. You will need to submit a copy of the final discharge. It should not interfere with your licensing unless you choose not to disclose the matter.

Posted: 16 Dec 2013 02:23 Post Subject: sex offender getting a license to sell cars

Is there any state that will license a sex-offender to work for a car dealership to sell cars?

Posted: 16 Dec 2013 04:13 Post Subject:

Do these laws change from state to state?

NO, this is a federal law which the states must observe. Your crime is squarely in the center of the law's target, and you are unlikely to obtain a waiver. The decision, however, is made on a case-by-case basis, as well as on a state-by-state basis.

Posted: 13 Jun 2014 01:36 Post Subject: insurance

12 years ago I received a vehicular assault charge, and have a current DUI pending. Can I still get a license to sell health insurance

Posted: 13 Jun 2014 04:57 Post Subject:

Your current "pending" criminal case is problematic. Only the insurance commissioner can answer your question.

Posted: 03 Oct 2014 08:00 Post Subject: Getting Nothdakota accident and health insurance liscence

Is it possible to get my liscence even though i was convicted of gross sexual imposition 25 yrs ago.I went through treatment and to this day continue to better myself.

Posted: 03 Oct 2014 09:03 Post Subject:

There is no statute of limitations on felony convictions under 18 U.S.C. Sections 1033, 1034. Each state applies its own criteria when reviewing an application for a Consent Waiver. California, for example, lists sex-based crimes in the CA Code of Regulations as one of a number of reasons to deny a license following an administrative hearing.

I don't know what Ohio would do.

Posted: 23 Oct 2014 11:24 Post Subject: felony

I have a felony that is 13 years old it is a retail theft can i still become a licensed producer in the state of Illinois can I still get a license if I reported my felonies to my job does the state of Illinois State say you can't have a license if you have a felony for retail theft

Posted: 28 Oct 2014 02:02 Post Subject:

does the state of Illinois State say you can't have a license if you have a felony for retail theft

Yes and no. The law is federal law (18 U.S.C. 1033), and it says that a felony conviction for a crime such as theft is a bar to employment in the insurance industry (among others) unless the state regulator grants a "consent waiver". Until you apply for the waiver, you won't know what the Insurance Commissioner will say about your ability to be licensed.

Posted: 16 Feb 2015 11:01 Post Subject: need Answer asap

I was convicted in Massachusetts of: larceny over 250 in 2007. In now about to take my property and casualty license exam in 2 weeks. I've contacted the ksinsurance.gov and called the proper people and they said i needed a 1033 waiver, however with it being 7 years ago, should I even be worried?

Posted: 17 Feb 2015 06:46 Post Subject:

they said i needed a 1033 waiver, however with it being 7 years ago, should I even be worried?

Worried? As in "It probably won't matter because my conviction occurred seven years ago"? Worried probably isn't the right word. Unemployable perhaps.

Looking for another career might be a better thought.

Your crime is squarely in the 10-ring of offenses that merit being barred from the insurance and financial services industry. This is an industry that has close contact with other people's money, and the fiduciary responsibility that comes with that contact is to be held inviolate.

Unfortunately, agents and brokers are tempted every day to touch other people's money as if it is their own, and the public is harmed when they do. A person who has already tasted the fruit of such a crime is more likely to succumb to the temptation again.

There is no statute of limitations when it comes to the "1033" consent waiver. Your crime could have been committed 70 years ago, and it would still merit a bar.

No one here can truly answer your question. The only person who can is the Insurance Commissioner. Since he is a newly elected official in Kansas, he may need to prove to the public he can enforce the law.

Posted: 05 Mar 2015 04:09 Post Subject:

I have a class F felony for possion witb intent to sell THC in 2007. I have completed probation with no violations and have no other lriors, am I eligible to apply for a license to sell auto, home, life insurance?

Posted: 06 Mar 2015 02:41 Post Subject:

Nothing prevents a person with a felony conviction from applying to be insurance licensed. But the state regulator (Commissioner, Superintendent, etc) makes the final decision which felons, if any, will be allowed to have one.

Posted: 10 Apr 2015 01:38 Post Subject: insurance

Have two civil offenses for disturbing the peace. And have a felony arrest for malicious wounding but charges were dismissed. No fines paid. NC life.

Posted: 16 Jun 2015 02:57 Post Subject: insurance personal line license

i have a strike for a criminal threat and served 8 months in 2013 can i get a license?

Posted: 06 Jul 2015 05:30 Post Subject: licensing a sex offender in CA

In 2008 I was convicted of continuous sexual assault of a minor under 14. Can i get a license to sell insurance in CA.

Posted: 16 Jul 2015 10:01 Post Subject: Reduced to Petty Misdemeanor

Hi, I'm 48 years old and was arrested for domestic assault on my boyfriend. It was reduced to a petty misdemeanor which is not considered criminal in Minnesota. I was convicted of disorderly conduct. March of 2015. Will this be a problem? I do not have anything else on my record.

Posted: 18 Feb 2016 11:23 Post Subject: License

I have a misdemeanor fraudulent check from 5 years ago on my record. Is that going to prevent me from getting approved for my property and casualty license?

Posted: 02 May 2016 05:16 Post Subject: felony drug charge

if defered could i still sell life insurance in iowa while on probation for the charge?

Posted: 21 Jul 2016 04:32 Post Subject: felony

Can I get a Georgia insurance licence with a securities conviction that occurred 24 years ago

Posted: 02 Aug 2016 03:02 Post Subject: Drug felony NC

Can I get my license for life insurance with drug felony

Posted: 20 Jan 2017 06:12 Post Subject: Insurance licence

I have a forgery conviction in Texas. Can I get a insurance license in Missouri of will I be disqualified for the conviction?

Posted: 03 Feb 2017 03:40 Post Subject:

I have a charge that is 11 years old forgery to financial instrument.i was given deferred and completed it. So i was charged but never convicted. Will it keep me from getting license to sell insurance

Posted: 24 Mar 2017 01:24 Post Subject: Selling life Insurance

I have four felony convections minor drugs and car stealing can I get a license in GA

Posted: 24 Mar 2017 01:31 Post Subject: Selling life Insurance

ok will register what the cost of a1033 form and these conviction was over 40 years ago

Posted: 24 Mar 2017 01:31 Post Subject: Selling life Insurance

ok will register what the cost of a1033 form and these conviction was over 40 years ago

Posted: 01 Jun 2017 07:38 Post Subject: Life insurance sales in virginia

Can someone who was convicted of a sex offense in virginia get a license to sell life insurance? This person's crime was non violent and was internet based, solicitation for sex from a minor basically however no actual victim as this was a sting. This person has forgone 5 years of treatment and finished the program successfully and this crime waa committed 11 to 12 years ago. No other criminal history what so ever and a model citizen now raising a family.

Posted: 25 Jun 2017 09:13 Post Subject: Life Insurance

I have a domestic battery charge in Indiana. Can i get my Life insurance licenses in Indiana

Posted: 19 Oct 2017 02:45 Post Subject: 1033

The 1033 is the form that you will need to submit to the state to find out if allowed in the insurance business.Usually online they will list what crimes are not able to be considered to get a insurance license.Best of luck to each of you.

Posted: 29 Dec 2017 05:47 Post Subject: Insurance License App

I had a misdemeanor 15 years ago that was dismissed 9 years ago now but I am still registered as a sex offender. Will it prevent me from getting a Caifornia state insurance license?

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Posted: 06 Feb 2018 06:58 Post Subject:

does anyone have any experience with being approved for an insurance license with a misdemeanor?
Did you submit all paperwork in relation? or did you only disclose?
I have two b.s. misdemeanor convictions and only have a couple pages related to them from my last days dealing with them and going to the courts to get certified copies is out of the question, Im hoping to just disclose and provide what I have

Posted: 24 Jul 2018 06:38 Post Subject: Medicare agent

I years ago I was convicted of felon. I was in car accident
And my passenger was injured. I had a few drinks, so I was charged with a aggravate assault. I'm no longer on probation
I've changed my life. And really trying to move on with my life.

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