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 Posted: Fri Oct 07, 2011 2:44 am Post subject: What carriers offer decreasing term (that can be sold by non |
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Some people want decreasing term insurance.
I cannot offer decreasing term because I know of no carrier that will allow it to be sold by 'an outsider'. |
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Harry
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Joined: 07 Oct 2011
Posts: 2
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| Posted: Fri Oct 07, 2011 9:00 am Post subject: |
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Hi Harry,
A person usually purchases a decreasing term insurance policy in order to cover an item whole value decreases with time. I feel it's not at all a wise idea to buy such a policy for general life insurance needs. |
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MelinaPatterson
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Joined: 10 Sep 2011
Posts: 22
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| Posted: Wed Oct 12, 2011 11:56 am Post subject: |
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| Quote: | | no carrier that will allow it to be sold by 'an outsider'. |
If you are equating "outsider" with a nonappointed agent, then you are correct. All you have to do is be appointed as an agent by one of the many companies that offer decreasing term. That is, as long as you are a licensed agent to begin with.
| Quote: | | I feel it's not at all a wise idea to buy such a policy for general life insurance needs |
I am in broad agreement with this statement by Melina.
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MaxHerr
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Location: Pomona CA
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| Posted: Wed Oct 12, 2011 10:41 pm Post subject: |
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People want it? Is that what they told you? I had people tell me they "want" things, and then when they understand what they are talking about they don't want it any more.
Just a thought. |
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BNTRS
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Joined: 05 Nov 2009
Posts: 828
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