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 Posted: Wed Oct 26, 2011 11:11 pm Post subject: SOMEONE PLEASE HELP!! |
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| i was hit by a drunk driver a year ago, my car was totalled and I have soft tissue damage along with two herniated discs in my lower back. The adjuster said the final offer is 7500 which i think is very unreasonable because my medical bills were 7000 which only left 500 for pain and suffering, lost wages, and transportation costs since the accident. I dont want to hire a attorney because after the breakdown i would end up getting what they are offering now, maybe a little more. I was going to settle for the 7500 but found out the chiropractor had a lien on it and im not signing for the 7500 if its all going to medical bills. What should i do? How can i get a larger settlement or get chiro to come dome on what they will accept? I am willing to settle for 12,500-15000. Chiro agreed to accept 1150 when the offer was 4700 but want more now that the offer is more. They also had provided me with a letter stating i wouldnt be billed by them then sent a letter to the adjuster stating the letter was incorrect and written by a new employee who had looked at the wrong account..I think that is BS. Can they do that? SOMEONE PLEASE HELP!! |
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injuredandwaiting
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Joined: 26 Oct 2011
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| Posted: Thu Oct 27, 2011 12:13 am Post subject: |
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| First, I have no doubt that the offer is only $500 more then the meds for a reason (probably contributor negligence or something like that). You really need to explain why the offer is for only $500 more the the meds when you suffered from the injuries you mentioned. |
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tcope
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| Posted: Thu Oct 27, 2011 1:50 am Post subject: |
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You need to be aware that you could be up against a statute of limitations for filing a legal action. As tcope has said, if your own actions contributed to the collision, it could have a negative effect on your claim for damages. Ask the insurance company how they arrived at their settlement amount . . . they have to tell you.
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CA-licensed P&C Broker-Agent and Life Agent. CA Insurance Lic #0596197. Now investigating insurance company abuses, and providing litigation support and expert witness services. Send me your questions, and I'll send you my answers. |
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MaxHerr
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