owner retaining totaled car

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PostPosted: Fri Nov 04, 2011 7:38 pm   Post subject: owner retaining totaled car  

my car had previous non-fault damage(front driver-side fender) that was never fixed , but passed smog and was registered normally as drivable vehicle even after the damage. the same car was damaged again recently in the rear(busted driver-side tail light lamp assembly and trunk lid dents) and is totaled because of that which was far from its driving capability. the other party's insurer took photos of my car's current condition and seemed to have considered the previous damage in their appraisal to calculate the settlement to the least possible amount and is instructing or informing me that my car needs to be re-registered in the "salvaged title" category and may need to re-smog test again, and pay other dmv associated fees as a result of this last damage(cars was inside a covered railed,pull-down, and locked garage: neighbor accidentally back into my garage moving my vehicle with the mentioned rear damages). is it true that i need to re-register and re-smog this car again where the damage is irrelevant and far from the engine and no visual disruption to its emissions whatsoever? or is this an insurance scare tactic making me think of (fictitious) out of pocket expenses that may be involved for keeping it so they could buy the car cheap from me while the car is mechanically in excellent, well, and owner self-maintained condition. i'd appreciate your knowledgable expertise on this tricky game SOME insurance companies MAYBE playing thanks and GOD bless you.
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ownerkeeper
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PostPosted: Sat Nov 05, 2011 12:10 am   Post subject:   

Since you did not post the state the vehicle is registered in, there is no way to know. But you simply need to call your local DMV on Monday and ask. Since they control this, they will know for sure.
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PostPosted: Mon Nov 07, 2011 5:01 am   Post subject:   

Do inquire DMV and you may also get an idea about the truth of the situation from your own insurer.
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