by job jacob » Fri Aug 24, 2012 07:12 am
Hi Max,
About 2 weeks ago I was rear ended at an intersection in redwood city, ca while waiting for a pedestrian to walk through at the crosswalk The lady who hit was driving a larger pickup truck. The truck was so large that her bumper hit my trunk and left a huge dent in it. We stopped, exchanged insurance information and went along our business. She asked me if I can wait for couple days before I can file a claim against her insurance, meanwhile she will check with a body shop she works with if they can repair my car and she will pay for the repairs. She asked me via email for additional photos of the damage, and I emailed them to her.
3-4 days passed by and instead, she filled a claim with AAA, and a AAA agent adjuster called me to take a statement. Meanwhile they wrote me a letter requesting more information about the accident. Then they scheduled time to send an inspector who came down took pictures and measurements of the damage. I didn’t hear back from AAA for 3 days, so I called, got hold of the adjuster who now is claiming that the shape of the damage on my car does not coincide with the shape of the bumper in her car. The adjuster also said that his insured does not believe that she had hit my car, because she didn’t feel any impact. His final statement to me on the phone was: ”As far as I am concerned there has not been an accident”.
I have photos I took on the street at the time of the accident of both her car and mine. How can I prove that this accident had occurred when it truly had occurred and both got out, looked at the damage, talked, and exchanged insurance information ?
I am shocked, this is straight forward scam by AAA to deny paying for a claim using such cheap tactics. Short of suing this lady who hit my car, what other choices do I have in settle this claim ?
Any help will be greatly appreciated
Thanks
jacob
About 2 weeks ago I was rear ended at an intersection in redwood city, ca while waiting for a pedestrian to walk through at the crosswalk The lady who hit was driving a larger pickup truck. The truck was so large that her bumper hit my trunk and left a huge dent in it. We stopped, exchanged insurance information and went along our business. She asked me if I can wait for couple days before I can file a claim against her insurance, meanwhile she will check with a body shop she works with if they can repair my car and she will pay for the repairs. She asked me via email for additional photos of the damage, and I emailed them to her.
3-4 days passed by and instead, she filled a claim with AAA, and a AAA agent adjuster called me to take a statement. Meanwhile they wrote me a letter requesting more information about the accident. Then they scheduled time to send an inspector who came down took pictures and measurements of the damage. I didn’t hear back from AAA for 3 days, so I called, got hold of the adjuster who now is claiming that the shape of the damage on my car does not coincide with the shape of the bumper in her car. The adjuster also said that his insured does not believe that she had hit my car, because she didn’t feel any impact. His final statement to me on the phone was: ”As far as I am concerned there has not been an accident”.
I have photos I took on the street at the time of the accident of both her car and mine. How can I prove that this accident had occurred when it truly had occurred and both got out, looked at the damage, talked, and exchanged insurance information ?
I am shocked, this is straight forward scam by AAA to deny paying for a claim using such cheap tactics. Short of suing this lady who hit my car, what other choices do I have in settle this claim ?
Any help will be greatly appreciated
Thanks
jacob
Posted: Sun Sep 02, 2012 02:32 am Post Subject:
You can't just have a case moved... there needs to be grounds showing it can no longer be heard in the court it was filed in or both parties need to agree to move it.
They would not send an attorney anyway... it's not financially worth it. They would counsel the insured and just let the dice fall where they do. It sounds like this is a $1500 claim or less. It would cost around they to hire an attorney. The insurance company might as well roll the dice in small claims court. They stand to lose no more then if they had an attorney involved. If they hired an attorney, they might as well just pay the claim.
I have a feeling AAA's view is since there is no damage to their insured's vehicle and because their insured states it was a "tap", the damage to the OP's car was pre-existing and not caused by their insured. While I can see why the denied the claim, I also have no doubt they would lose in court.
Also, there is almost never Bad Faith in a third party claim.
Posted: Sat Nov 10, 2012 04:56 pm Post Subject: You've NEVER seen auto coverage this cheap! Only $39.90!
MCA(Motor Club of America) is ten times better than AAA.
If you read my post you can find out how to get $150,000 worth of coverage for only $39.90 today!
[Link removed by Moderator MaxHerr]
Posted: Sun Nov 11, 2012 01:16 am Post Subject:
The post above has nothing to do with auto insurance
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