What is considered full coverage on auto insurance?

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PostPosted: Wed Apr 24, 2013 9:40 am   Post subject: What is considered full coverage on auto insurance?  

Presently I’m having one with StateFarm and I was just wondering what is really considered full coverage. Any response would be appreciated.

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PostPosted: Wed Apr 24, 2013 10:25 am   Post subject:   

When you have both comprehensive and collision coverage along with your basic liability insurance policy.

Comprehensive will cover against theft, fire, glass, vandalism etc.

Collision will pay for the damages to your auto in an at-fault accident.


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PostPosted: Wed Apr 24, 2013 12:46 pm   Post subject:   

Nothing. I've _never_ seen a policy list any coverage as "Full Coverage". This means something different to everyone. To some people it means liability and 1st party coverage. To others it means only the required coverage. I find it's usually used by people who think they have coverage for something and they don't. Something like after the hit a tree and find out that they don't have collision coverage... "but I had "Full Coverage".

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