Accident and follow up, any advise appreciated

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PostPosted: Sun Feb 07, 2016 7:12 pm   Post subject: Accident and follow up, any advise appreciated  

Hello Forum,

Back in September 2015 I was involved in a 3 car crash (I was the car in the middle).

My car was / is a 2012 Porsche Panamera, valued at $50k

First repair estimate was $28k, then it was adjusted to $38k, the repairs started and are now just about to be completed. Final repair bill is ~$45k

Almost 5 months have passed since the accident, I had 30 day of rental reimbursement, but nothing since. I keep on making car payments, as well as insurance payments.

Last week I spoke with the insurance company, and told them the car KBB value is now $46k for an undamaged one, surely it will be significantly less for a car that had $45k of damage. They told me 'well, the repair is almost done'.

I dont' want the car anymore, what is the best way forward ? If I take possession I admit I am happy with it? Do I leave it at the repair shop untouched?

thank you for any advise,

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PostPosted: Mon Feb 08, 2016 1:56 am   Post subject:   

Since you mention 30 days rental I'm assuming you initially filed with your own carrier. There is no diminishment of value offered under your collision coverage. You can feel free to file this claim with the at fault carrier.

If you don't want the vehicle, sell it.

You would need to pick up the car as it's yours. You are not admitting to anything by doing this.


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PostPosted: Mon Feb 15, 2016 6:36 am   Post subject:   

I dont' want the car anymore, what is the best way forward ?
As tcope mentioned, selling it is the fastest way to move forward. You cannot refuse to take possession of the vehicle once repairs are complete. Unfortunately, because the insurance company chose to repair the vehicle rather than declare it a total loss, the cost of repairs is on them, not you. Both state insurance law and your policy prohibits you from "abandoning" the vehicle, repaired or not, to the insurance company.

If you cannot sell the vehicle for its current market value, after disclosing the collision damage to potential buyers, but do find a buyer, you could sue the at-fault party for your "diminished value" loss. You would have to prove the market value of a similar undamaged vehicle in support of your claim.


CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
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PostPosted: Tue Feb 16, 2016 9:23 am   Post subject:   

I think you should sell your car and look for a new one.


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PostPosted: Sat Feb 20, 2016 3:31 pm   Post subject: car  

It was my great experience to take my car there for mot rather will recommend to all of you to take their car for repair and service.

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