Can A Lienholder Charge Me For Insurance Without Notifying M

Message Author
ampm-bookmark
delicious-small Add to delicious
yahoomyweb-small Add to YahooMyWeb
blinklist-small Add to BlinkList
PostPosted: Fri May 13, 2016 5:55 pm   Post subject: Can A Lienholder Charge Me For Insurance Without Notifying M  

I live in Texas. I've always been insured with State Farm. I bought a new truck roughly a year ago & I have the payments auto draft every month. I randomly decided to look at the break down of my payments & I noticed that I have been charged insurance from the lien holder the entire time I've owned the vehicle. I called them & informed them I am in fact insured & they told me that state farm only sent them a packet for the first month & never sent them an insurance card showing my coverage date range. So they charged me for whatever insurance they got.





I don't understand how this is legal. They can just charge me for insurance without notifying me or state farm? They never even sent me an insurance card. When I complained & asked for my $$$ back they told me it's my responsibility to make sure they have all the information they need & not theirs. I spoke with state farm & they are under the impression that the lien holder has to make an honest attempt to contact me & or state farm. Does this not fall under deceptive business practice. I dug through all my paperwork, there's nothing there that says or even implies that they can just charge me without notifying. On top of all of this I just received hail damage. Should I file on their insurance or my policy with state farm as the damage occurred while I had an active policy with both.



This is all stressful & very annoying.

Howdy
New member
Leave a quick message



Joined: 13 May 2016
Posts: 1


1.23 Dollars($)

PostPosted: Sat May 14, 2016 2:28 pm   Post subject:   

My guess is that SF does send you a bill,either paper or electronic. You may want to speak to your local agent about this.



You are asking a legal question in an insurance forum.



_________________

- If you did not start the original thread and have a new question... START A NEW THREAD!
tcope
Forum Expert
Leave a quick message

tcope
Forum Expert

Joined: 22 Nov 2006
Posts: 6175

Location: Salt Lake City, UT
375.37 Dollars($)

All times are GMT
Page 1 of 1


Get free auto insurance quote
State Auto Insurance Laws in USA

USA Auto Insurance laws
Ask Community Experts

flash plugin

Quick Links

Must See

Community

Hot topics in forums

Latest in blogs

AmPmInsure on Facebook



Page loaded in 0.218 seconds.