Posted: Tue Apr 17, 2007 7:20 pm Post subject: If I just purchased a car, have no insurance and somebody hi
I was in te doctor's office when my car was hit, on the 17th day after purchasing. _________________ Register Now to have your Insurance queries solved.
I'm really not sure what your looking for. Are you hoping that some company is going to come alone and fix your vehicle? If you did not have insurance at all... I'm going to go out on a limb and say that there is not much of a chance this will happen.
Now, if you _did_ have insurance at the time of the damage and just did not add collision onto your policy, then there is a possibility of coverage. If you had a prior vehicle listed on the policy that had collision and this new vehicle replaces it, then most policies will provide collision coverage for 30 days on the new vehicle. Also, there are a a _few_ states that allow Uninsured Motorist Property Damage (UMPD) to be purchased. If you have this, you may also have coverage.
If you did not have insurance at all... then you now know how the rest of us feel when you get hit by people like yourself. Perhaps you want to consider this as your purchasing insurance at this time.
