Carpet Insurance rule

by Guest » Wed May 16, 2007 05:44 pm
Guest

Is there any rule in insurance company to have carpet insurance ? My carpet got damage after every three month.

Total Comments: 17

Posted: Sat Jul 25, 2009 05:47 am Post Subject:

SK, the insurance company is to compensate you for the loss that you have suffered. The term replacement cost in the policy paper doesn't mean that the entire carpet would be replaced in case of a damage. The insurance rather would replace the portion that was stained.

Posted: Sat Jul 25, 2009 06:32 am Post Subject:

How do we fight this?

Fight what? Why is this not acceptable?

Posted: Sun Feb 20, 2011 06:01 pm Post Subject: carpet

can you insure just the carpets? as we are moving into a flat (renting) and the landlord has put down all new carpets, he would like them to be insured by us. none of our stuff is worth anything so what company would insure just the carpets/

Posted: Sun Feb 20, 2011 06:46 pm Post Subject:

he would like them to be insured by us

That is why you pay rent... part of it addresses normal wear and tear. No you cannot insure them as you don't own the property.

Posted: Fri Jun 03, 2011 12:42 pm Post Subject: PUfNjKJrbHZIv

About2642.. Not so bad :)

Posted: Fri Jun 10, 2011 03:22 pm Post Subject: Carpet Replacement

Hi,
I live in New Mexico and we got some water damage on our carpeting that is insured. The carpet was continuous throughout the house (looked that way anyway; of course there are seams) but only part was damaged. My question is how closely is the new carpet required to match? Dyes change over time so that a new match to an old color will not necessarily match after a year or so and beyond, and I don't want there to be a noticeable change in color. I don't want them to replace the whole carpet throughout the house, but can they just leave a seam in or between rooms, or in a doorway, or what?

Thank you for your help.

Posted: Fri Mar 30, 2012 12:18 pm Post Subject: NRKNJVZiyuaSOaN

In UK we have had really bad sreivce (twice) by using the insurers recommended body shops. In fact, one of them tried to seriously rip us off. Also, we had v poor sreivce on 2 occassions using the insurers recommended law firms. Never again! Best get your own people. It's your car and you have the right to get the job done to your satisfaction. Insurance industry is commercial theft, they are happy to take your premiums but try to avoid paying out.

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