Auto Cancellation, Students, dual-residency? **HELP** |
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 Posted: Fri May 25, 2007 9:02 pm Post subject: Auto Cancellation, Students, dual-residency? **HELP**
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I have quite the auto insurance problem and would love any advice or comments. My wife and I are graduate students attending school in Pennsylvania, I have a PA license while my wife is still a resident of Idaho and thus has an ID license and has the car registered there. We have had auto insurance with this same situation for the past 2 years--then all of a sudden our policy was canceled with no warning and no notice. I received a refund check over a month and a half after it was canceled, this was the only written or verbal communication that notified me of the cancellation.
The response I just received was that PA law requires my wife to have a PA license and this is why they canceled it. However, we were never told of needing to make the switch and we have been covered for two years. Moreover, we are students--it was our understanding that we could maintain residency (i.e. not change driver's lic and registration) while being students. Every other state I have lived in has allowed such things and I can't imagine that the tens of thousands of students in Pittsburgh alone all have their PA lic and registration for their vehicles that are insured in PA. And I would assume that many married couples may commute between or have homes in two states or have dual residency....
We won't be living here much longer but we NEED car insurance--what should we do?? We don't want to have to change everything to PA because my wife will be moving to New York for school while I stay in PA, however, we will be sharing the car (splitting the time here and there). For tuition purposes she will be getting residency in NY and changing her license. But here again two different states, one car, one insurance--how can they coexist??
Very frustrated and confused,
Ryan
P.S. Thanks for your help!!!!
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