Posted: Sat Sep 08, 2007 6:30 pm Post subject: "Insurance poor"
Have you ever heard the saying "Insurance poor"? Well thats me, I have insurance for everything even renters insurance. I live in an apartment and this insurance covers my belongings in the apartment, right down to the lost sock in the drawer.
Car insurance, life insurance, medical insurance, dental insurance, hospital insurance, If it can be insured then I must have it insured. So with all the money paid out for insurance I'm called "insurance poor" because that's where my money goes. My car insurance is the highest $198 per month. Medical insurance is $188 per month, Dental insurance is least at $14 per month.
I think most of responsible America would consider themselves ''insurance poor''. Until a loss occurs and they are paid 10-100 times the premiums they have paid to cover the loss. Remember insurance is one of the few things we purchase, in anticipation of disaster or loss. You are not alone friend, I'm also insurance poor, but would much rather have the coverages and not need them instead of needing the protection and not having it. Try and think of it that way and it may make, 'the pill easier to swallow'......
I dont even want to sit down and calculate ho much I am paying for all these insurances. It is probably half of my paycheck. But what can you do? You cant drive legally without insirance, you cant get medication... Its just something that you have to pay for. To me its money in the garbage.
You need insurance, and it looks like you're well covered. Note that a lot of people have too much coverage or are paying high premiums for various reasons. If you think you're paying too much take some time to shop around or ask an independant insurance agent for advice.
Contact me if you need a good place to get insurance quotes. _________________ auto and home insurance
Welcome to the Community Michael Don't worry about responding to "Lifes" posts. They were just someone posting junk posts to gain points quickly and was banned.
We look forward to getting to know you and sharing you knowledge!!..Karen