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 Posted: Wed Jan 09, 2008 3:51 am Post subject: I am going to have |
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| I am going to have a blood and urine test for insurance purposes. I smoke marijuana often. Will the tests results show that information? |
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Zelda
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| Posted: Wed Jan 09, 2008 7:06 am Post subject: |
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| Quote: | | Will the tests results show that information? |
Yes, I believe the results will disclose that information. Even when one of my friends got his latent tuberculosis test results...it was disclosed after all that he was too much into smoking!
Hope you got the message..
Toby McLauren
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Toby McLauren
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| Posted: Wed Jan 09, 2008 7:09 am Post subject: |
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Hi,
my friend that truly an interesting question....
| Quote: | | Will the tests results show that information? |
In my opinion, even if its not disclosed as to what it is that you smoke....but the symptoms would should up your link to something of serious concern.
Please understand, that its high time that we quit all of these habits.
Thanks,
Cole_r4rex
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Cole_r4rex
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| Posted: Wed Jan 09, 2008 7:16 am Post subject: Not to worry |
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Don't get too much scared!
| Quote: | | I am going to have a blood and urine test for insurance purposes |
This is just a routine test before the underwriters approve your application. But yes, these medical tests if proved +ve may increase your initial premiums by a few bucks. But do keep in touch, Lolasuncle
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Lolasuncle
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| Posted: Wed Jan 09, 2008 10:15 am Post subject: |
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They will likely test for any drugs, you don't say what type of insurance, health or life? I'm not sure what if any effect it might have on your premium.....hope some seasoned agents will come by with some imput....could be I suppose that they could even reject you.....based on this....hope it's not for a job!
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Lori
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| Posted: Wed Jan 09, 2008 10:21 pm Post subject: |
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Any life or health insurance company that I have ever worked with will flat decline your application if any medical testing shows the use of illegal drugs.
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InsuranceMaze
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| Posted: Wed Jan 09, 2008 10:38 pm Post subject: |
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I agree with Insurance Maze. If I was underwriting your case - or sitting on a hiring committee, I'm afraid I would not look favorably on your case.
Please understand though that it's not just because you choose to "burn one" every now and then. It is because you knowingly and willingly break the law on what may be a regular basis and therefore, we would have a trust issue. I certainly would not insure you or hire you if I couldn't trust you.
I wish I had better news.
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InsInvestigator
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| Posted: Wed Jan 09, 2008 11:59 pm Post subject: |
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| My first question to you would be, how old are you? Do you think about quitting smoking marijuana. It will affect so much in your life beside insurance, not many employers tolerate this behavior either. |
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goodnatured
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| Posted: Thu Jan 10, 2008 2:19 am Post subject: your test |
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| Forsure your test will show that u r in drug. Just do not do it! |
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Goodnaz
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| Posted: Thu Jan 10, 2008 10:58 am Post subject: |
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| Quote: | | Any life or health insurance company that I have ever worked with will flat decline your application if any medical testing shows the use of illegal drugs. |
reallllllllllly? this sounds so stupid but I had no idea, that they would reject a pot smoker!
You want to hear something that you absolutely WON'T believe? The third largest auto insurer in this country (starts with a ''P'')...have absolutely NO DRUG testing for their employee and have NEVER, and say they will NEVER ...why you ask? after all claims reps have a billion dollar check book right? well it's because the former CEO Peter B. Lewis (i think that's right)...is like the oldest pot head in the world and contributes tons of money himself to the legalization of pot! Check it out...google do what you will "I's tellin' the truth!!""
(haven't even seen a joint myself since about 1976, so not a problem here, just in case any of ya' were wonderin'  )
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Lori
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AmyN
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| Posted: Mon Jan 21, 2008 11:20 am Post subject: |
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| I can see that happening, a lot of the company compensations claims that happen the first thing they do when some one is hurt is do a urinalysis for drugs, this just happen to my brother in law who rear ended a lady in a pile up, he was driving a tractor trailer, they don't care if you lost year head they want a drug test. It makes sense to me, why would you want some body high and operating anything or putting you or some one else at risk under your company name. |
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goodnatured
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