Guardian is cancelling my health insurance because they clai

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PostPosted: Sun Feb 10, 2008 1:31 pm   Post subject: Guardian is cancelling my health insurance because they clai  

I have paid my premiums on-time for 10+ years.

I assumed this policy when my company ( group policy of 3)

went out of business approximately 15 years ago. At that time I kept the policy valid. Then I transfered this policy to my new 1 person company several years ago when Guardian noted that they didn't support a 1 person group. I believe I am being cancelled because of my recent diagnosis and treatment for cancer. ( in remission) I also have been monitoring a heart valve condition for more than 10 years and may require a new valve within a few years. I am currently in good health - exercise regularly and try very hard to maintain my health.

dkrav
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PostPosted: Sun Feb 10, 2008 1:56 pm   Post subject:   

I'm assuming that you received something in writing, if you believe you are being cancelled. Without seeing the specifics, it's hard to comment.



You may want to find a local experienced broker in your area, and arrange a time to meet. Many states have Open Enrollments. In addition, the broker can better explain the situation. It could be that they are cancelling all policies and not just yours.

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PostPosted: Sun Feb 10, 2008 4:58 pm   Post subject: back it up well!  

Quote:
I am currently in good health - exercise regularly and try very hard to maintain my health.




Jus by saying that you're in good health won't do us any good at this point of time. I feel it would be better if you could manage a supporting certificate from your doctor at this juncture..& it sh'd clearly state the fact that you're keeping well & worthy of claiming a nice policy for yourself!



guy4mdseaflr

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PostPosted: Sun Feb 10, 2008 5:06 pm   Post subject: Pls explain !  

hi there, you have mentioned about a transfer somewhere, so do I believe that your policy was in place with your new co. even before you were diagnosed with these deseases ? Pls explain!

ArindamSenIndies

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PostPosted: Tue Feb 12, 2008 10:50 pm   Post subject:   

So do you have another employee on your plan or just you?

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