If my life insurance company mails me a check and it is for

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PostPosted: Mon Aug 03, 2009 2:44 pm   Post subject: If my life insurance company mails me a check and it is for   

I tried to open roth ira. The insurance company over charged my account at the bank for ten thousand dollars instead of the thousand the check was for. The bank charged an overdraft charge to me and I called the agent and then the insurance company to get my NSF fee back due to this was their fault. They then sent me a check for the fee and the ten thousand dollars. I waited and called the insurance agent and he never showed up to correct this problem. I then deposited the check and waited to hear from them. He is now after two months calling every day and when I try to call back all I get is a answering machine.

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PostPosted: Mon Aug 03, 2009 4:23 pm   Post subject:   

I hope you've been getting good interest from your bank account for this extra money. You say you've tried to contact the agent and get the answering machine, did you leave a message? Did you try calling the insurance company directly like you did before when they overcharged your account? So they can tell you how to return the extra money. When you do return the money, I would suggest you return it using a teller's check, this is a check specifically made out to the company, I'm not sure what name they may call that type of check at your bank, but it is made out to the company and safer than using your personal check. There is usually a fee for this type of check. Up to you.

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PostPosted: Tue Aug 04, 2009 2:26 pm   Post subject:   

jodygal, your post is making no sense to me. How can the insurance company overcharge your bank account? All that they do is present the check. If the check was for $1,000 and the bank gave them $10,000, it was a bank error.

If you are getting an answering machine when you call him why don't you just leave a message with a good time to reach you or an e-mail address?

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