by Mrscucch » Wed Aug 05, 2009 01:37 am
I was involved in a serious auto accident a year and a half ago.. I am still getting treatment with little expectations of great improvement all around. Seen many specialists, had many tests, nerve damage was found etc.
I recently found out how much the demand amount was from my lawyer to the other driver's insurance who was 100% at fault.. The demand amount is $75k but I also discovered that the other driver's insurance caps bodily injury to others at 20k...
Does that mean no matter what I have gone through and will continue to go through for however many years, the most I can get is 20k from this?
By time the lawyer gets his share plus fees, what is left? I am also told my health insurance who took over paying treatment after I used up my PIP can come back to me wanting reimbursement once they know I received a settlement..
Sounds pretty unfair to me that if this guy picked the lowest required insurance that I dont get the standard acceptable amount of a claim.
I am living at dimished capacity & am self employed so I have been unable to take on any more clients due to the pain & inability to drive long distances anymore.
Thoughts??? Advice???
I recently found out how much the demand amount was from my lawyer to the other driver's insurance who was 100% at fault.. The demand amount is $75k but I also discovered that the other driver's insurance caps bodily injury to others at 20k...
Does that mean no matter what I have gone through and will continue to go through for however many years, the most I can get is 20k from this?
By time the lawyer gets his share plus fees, what is left? I am also told my health insurance who took over paying treatment after I used up my PIP can come back to me wanting reimbursement once they know I received a settlement..
Sounds pretty unfair to me that if this guy picked the lowest required insurance that I dont get the standard acceptable amount of a claim.
I am living at dimished capacity & am self employed so I have been unable to take on any more clients due to the pain & inability to drive long distances anymore.
Thoughts??? Advice???
Posted: Thu Aug 06, 2009 10:17 am Post Subject:
Mrscucch, well live and learn...God forbid another accident comes your way, you'll see if you can handle it yourself first..THEN get an attorney if you cannot..and your experience will most certainly help others...
As T said, find something to enjoy every day, all the crap will take care of it's self..
Let us know how things turn out, and if we can be of any further assistance.
Posted: Thu Aug 20, 2009 02:57 am Post Subject:
I have a question..We were recently involved in a headon collision..The other driver was charged with reckless driving. He had Allstate 100,000 per person..My moms medical bills are going to be way over that amount..She has unin motorists bi 100,000 each person on her policy..can she collect from her won policy?
Posted: Thu Aug 20, 2009 10:08 am Post Subject:
If she has UNinsured motorist no...if she has UNDERinsured motorist then yes.
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