 Posted: Mon Sep 07, 2009 1:20 pm Post subject: |
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They used to refer to these as 'dwelling/fire' policys...I'm not sure if they are more common, but they are certainly (generally) more devastitating. A broader form provides more perils.
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Lori
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| Posted: Wed Sep 09, 2009 6:49 pm Post subject: |
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That is incorrect Basillex. The "basic", or Form 1, policy covers much more than just fire & lightning, it covers direct loss from:
1. Fire or Lighining
2. Windstorm or Hail
3. Explosion
4. Riot/Civil Commotion
5. Aircraft
6. Vehicles
7. Smoke
8. Vandalism or Malicious Mischief
The additional coverages on the "broad", or Form 2 policy are: Burglars, Falling Objects, Weight of Ice, snow or sleet, Collapse, Sudden/accidental discharge of water from a plumbing, heating, cooling, sprinkler or other system or appliance and Freezing. |
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Fishman
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