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 Posted: Tue Aug 25, 2009 3:42 am Post subject: Can auto Insurance deny a claim if your drivers license was |
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| I had safe auto as my insurance company, my license was valid when i got the policy. I had gotten a speeding ticket across the state, and mailed a money order to pay it. The court never got it and i wasnt notified that my license was suspended. I then got into an accident and safe auto denied my claim due to the fact that my license was suspended. I then reinstated it. Well 6 months later i get a letter from the bmv saying that my license is suspended for a year do to the denied claim. is there anything i can do |
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JNoble520
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Joined: 25 Aug 2009
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| Posted: Thu Aug 27, 2009 11:47 am Post subject: |
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| Quote: | | I then got into an accident and safe auto denied my claim due to the fact that my license was suspended |
I've personally never seen a claim denied for this..however, if you policy has wording in it that says you MUST have a valid license..then of course they can. If they denied your claim (in writing) then they should've also either quoted the policy wording or sent you a copy of the same...did they?
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Lori
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| Posted: Thu Aug 27, 2009 2:58 pm Post subject: |
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| Wow. Thats a bad situation. Is there anyway the poster can go where the ticket was issued and find out why it was never recieved by him/her? If so maybe a a document of some sort could help out here. Also can't they trace the money order to see who recieved it and prove it was paid? |
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fireyone
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| Posted: Fri Aug 28, 2009 10:26 am Post subject: auto insurance |
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| It would be easy to trace a Money Order...see where it went. I don't 'get it'.I mean I would think your DMV WOULD notify you if you had a suspended DL. I think what it boils down to is this...if you can prove you paid with a MO ( by tracing it..), then you can find out where it went, who cashed it (if it was cashed), etc. Then I don't think you should be paying ANY kind of fee to get your DL back. |
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sdchargersfan
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| Posted: Fri Aug 28, 2009 11:24 am Post subject: |
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fireyone & sdchargersfan
Are on the right track.
In my 'youth' early days of Rebel Rousing and high speed driving my license was suspended three times.
( I swear the sole on my right shoe was made of Lead)
Each time I received a notice stating the Date & Time the Suspension would begin & end along with when I was to Mail my Driver's License to the Pa. DMV.
Now if what happened to JNoble520.... happened to me... I would contact the DMV and attempt to find and correct the error. If that was unsuccessful I would contact our local Congressman (who was born & raised in my small [less than 1000 Population] home town. If that didn't get this error corrected I would then consult an Attorney and do whatever it took to correct this mess.
But then... that's just me.  and my way of thinking.
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That's my 2¢ worth for now. ( maybe ± a couple ¢ )
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FK
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