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 Posted: Sat Aug 29, 2009 6:49 pm Post subject: What kind of license do I need to sell Home Insurance? |
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| I want to sell home insurance, what kind of license do I need? |
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slikourentzos
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| Posted: Thu Sep 17, 2009 3:44 pm Post subject: |
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Go to your states dep. of Ins. and they will give you the basics.In my state you must complete a 40 hr. course.Then you must take and pass the test. You also have to apply for your license. They do a background check, credit check. Also after getting your license, you have to take 12-15 continuing education hrs. every year.Hope this helped!
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| Posted: Fri Sep 18, 2009 1:21 pm Post subject: |
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| Quote: | | Also after getting your license, you have to take 12-15 continuing education hrs. every year. |
I guess this is only meant to inform the agents about the industry updates. What could be the other objectives!
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Rexhamilton
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| Posted: Thu Oct 08, 2009 10:16 pm Post subject: |
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You'll need a property and casualty license.
This article may is a good outline of what it takes to get your license.
http://blog.internetce.com/2009/10/05/how-do-i-get-an-insurance-licens e
Regarding continuing education, it serves several purposes. It keeps agents up to date on skills, protocols, regulation changes, trends, etc.
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Aaron
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adell50
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| Posted: Fri Oct 09, 2009 12:10 am Post subject: |
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| Quote: | | Go to your states dep. of Ins. and they will give you the basics.In my state you must complete a 40 hr. course.Then you must take and pass the test. You also have to apply for your license. They do a background check, credit check. Also after getting your license, you have to take 12-15 continuing education hrs. every year.Hope this helped! |
Whoa there pardner...not necessarily correct! 
The prelicense education that you will be required to complete depends on the state in which you live. While it's true that most states will require a minimum of 20 hours per line (property is one line, casualty another), some states have different rules.
Secondly, continuing education is dependent upon the state. There are actually a few states that require NO continuing education, more states require 24 hours per licensing period, and there are a few that require more than 24 hours. Again- it depends on the state.
Finally, rarely will a state do a credit check on an insurance license candidate. Companies that HIRE you will normally run a credit check, but the state insurance divisions generally won't.
SOOOOO----- what state do you live in? With that info, I can provide you a road map on how to proceed!
InsTeacher 
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InsTeacher
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| Posted: Wed Oct 28, 2009 6:23 am Post subject: credit check |
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I no longer have good credit (lost a home after my business collapsed and have struggled until recently). If credit score is an issue, will the insurance company consider me with these issues? I'd rather find out now than after spending nearly $300 to get licensed.
Thanks.
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Big Jim
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| Posted: Wed Oct 28, 2009 4:12 pm Post subject: |
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Credit can be an issue with some carriers, but it also depends on what company you want to work for. Any ideas on that front?
As well, (again) if you could give me the state in which you reside, I could give you some additional information that could help.
InsTeacher
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InsTeacher
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| Posted: Wed Oct 28, 2009 4:23 pm Post subject: |
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In Texas - a General Lines Property & Casualty license would be required to write homeowners insurance.
With regards to credit, it is dependent on the employer. I have a friend that has some dings on her credit because she lost everything she owned when her house was flooded and she didn't have flood insurance. She has been able to explain to potential employers what the situation was and they didn't consider it a problem.
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AnMarieB
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AnMarieB
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