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Posted: Tue Sep 01, 2009 5:59 pm Post subject: Can I afford disability benefits if I am self employed? |
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Can I afford disability benefits if I am self employed? _________________ Register Now to have your Insurance queries solved. |
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Guest
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Posted: Mon Sep 07, 2009 12:43 pm Post subject: |
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From Social Security, I'd think you could. _________________ **************************************
Life gaurantees a chance NOT a fair shake
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FIND a way EVERY day to lighten the load of another
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Lori
Moderator
Joined: 10 Sep 2007
Posts: 6810

Location: Missouri
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Posted: Mon Sep 07, 2009 4:08 pm Post subject: Can I afford disability benefits if I am self employed? |
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| Guest, any one can get a disability. What precisely are you asking? Are you asking if you can collect on a disability claim? Are you asking whether you can buy a disability policy? |
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InsuranceExpert
Senior member
Joined: 05 Apr 2009
Posts: 584
127.73 Dollars($)
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Posted: Tue Sep 08, 2009 1:27 am Post subject: Can I afford disability benefits if I am self employed? |
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| To me, Self Employed means you ARE working. So...how can you get Disability ( which means to me that you CAN'T work..) if you're working? Doesn't make sense to me. |
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sdchargersfan
Senior member
Joined: 21 Aug 2007
Posts: 1505
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Posted: Wed Sep 09, 2009 3:39 am Post subject: |
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| Yes, you can get a disability policy if you are self-employed. |
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dgoldenz
Senior member
Joined: 10 Jan 2009
Posts: 204
Location: Virginia
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Posted: Mon Sep 14, 2009 3:03 pm Post subject: Can I afford disability benefits if I am self employed? |
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I didn't know disability was a policy. I thought that was something that was deducted out of your check with every check you earned.If you collect disability and you are self employed that would mean you cannot work for your self again.I would think it is like the option to take the insurance on your credit card where if you are out for a period and cannot work they will make the payment for you. I was always told that you cannot have this type of insurance of you are self employed. _________________ http://www.clicksvista.com/pages/index.php?refid=patricia42256 |
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hummingbird
Senior member
Joined: 04 Dec 2007
Posts: 605
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Posted: Tue Sep 15, 2009 12:01 am Post subject: |
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There are private disability policys that you can buy as well as SS _________________ **************************************
Life gaurantees a chance NOT a fair shake
**************************************
FIND a way EVERY day to lighten the load of another
************************************** |
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Lori
Moderator
Joined: 10 Sep 2007
Posts: 6810

Location: Missouri
44.09 Dollars($)
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JTInsure
Full member
Joined: 30 Apr 2009
Posts: 69
Location: Ohio
17.36 Dollars($)
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Posted: Mon Sep 21, 2009 9:34 am Post subject: Can I afford disability benefits if I am self employed? |
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| Hey buddy, you're not in a position to enjoy 'sick leaves' as that of your own employees. If you fall sick you won't be able to handle your business properly. If you can't survive a financial crunch then you might need to wash your hands off your home and business someday. Disability insurance could be a precaution. Roddick |
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roddick
Senior member
Joined: 05 Oct 2005
Posts: 468
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Pirate91
Full member
Joined: 17 Jul 2008
Posts: 51
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Posted: Tue Sep 22, 2009 7:34 am Post subject: Can I afford disability benefits if I am self employed? |
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Dear hummingbird, the thing that you won't be able to work once you collect disability depends a lot on the nature of disability as well as the extent to which you're suffering from it. You can always distinguish between permanent disability and temporary or partial disability. _________________ Register Now to have your Insurance queries solved. |
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Crossbreed
Guest
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