How to file an accident claim !

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PostPosted: Tue Sep 20, 2005 8:31 am   Post subject: How to file an accident claim !  

How to file auto insurance claim?

Auto insurance claims can be made in case you meet with an accident and need to settle the cost of repairing your car or getting medical treatment for yourself or for anyone else injured. There are easy steps to follow when going for auto insurance claim settlement. Take a look at the following:

  • As soon as the accident takes place, call your insurance agent no matter whether the accident is minor or major. Find out if your policy covers you for the loss, regardless of who is at fault.

  • Let your agent guide you as to how you should proceed with the claim procedure of your motor insurance. Let him tell you what forms or documents will be needed. You may need to fill up 'proof of claim' form and submit a copy of the police report if available.

  • Give your insurer all the information that he requires. Keeping a good record will help in smooth settlement of your auto insurance claim. Keep a record of the names and contact numbers of all those you speak with along with copies of related bills.

  • You may also ask your agent a few questions like
    1. Is there a time limit for filing your auto insurance claim?
    2. How long will the claim disputes take to resolve?
    3. How much time will you be granted if you need to submit additional documents/information?
    4. Do you need to submit a rough estimate of the cost of repairing your car?
    5. Will the cost of a rental car be covered by your policy if you happen to take one?
    6. How much time will it take to get your reimbursements?
The following general information will be required while filing a claim
  • Name
  • Address
  • The policy number
  • Home and work phone numbers
  • Make and models of the cars
  • Names of the drivers and passengers involved in the accident
  • Name and insurance company of any other drivers involved
  • Details about the accident
  • Description of loss and injury
  • Police Report Information
evan
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PostPosted: Fri Jul 25, 2008 2:26 am   Post subject:   

I will remember this from now on
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PostPosted: Wed Aug 06, 2008 4:23 pm   Post subject:   

Nice information, thanks!
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