what is birthday insurance?

by nazy » Sun Jan 06, 2008 08:33 pm
Posts: 12
Joined: 06 Jan 2008

Please explain about birthday insurance?

Total Comments: 30

Posted: Fri Feb 22, 2008 05:02 pm Post Subject:

My father in-law did not leave a will instead he told my hubby and his mother that when he passed away he wanted my hubby to have the farm. BUT, when that day came my mother in-law bought a house in town and is making my hubby buy the farm.No will, no gain. But boy is my hubby mad and me too cause I did not want to go 90,000 in debt at out age.

Posted: Sat Feb 23, 2008 04:35 am Post Subject:

It is a real shame that families can get torn apart because people do not have a will and business/personal succession plan in place.

Posted: Sun Feb 24, 2008 06:15 pm Post Subject:

Yes ,it is a shame but I have seen it happen a lot. It does tear families apart.I have 2 sisters that do not and have not spoken since our dad died 13 years ago. A death in a family can really hurt people in lots of ways not just ny a will. Everything our father had went to our step mother .Then when she passed away it went to the step children . He only had personal possessions ,but I would have loved to have had something as a memory of his life.

Posted: Sun Feb 24, 2008 06:27 pm Post Subject:

Wills can be cheap...or they can be expensive. But best to have something in place rather than nothing.

A living will is also something to consider.


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Posted: Mon Feb 25, 2008 07:14 pm Post Subject:

I thought a living will was only for part one above.I did not think that was for personal property and such. My mother and father and step mother none had a living will. It hurt my sister terribly to have been ask the question to resuscitate or not. Our mother had heart surgery then went home and suffered a stroke.We did not know her wishes but told them no resuscitation because we felt she would not want it but in the end she ended up on a trach and being feed through a stomach tube for 2 years before she died of congestive heart failure. So with that being said ,yes i whole heartedly agree a person should have a living will or at least someone who knows your wishes. My sister does not have a will and she was telling me who she wanted to have what .I don't even remember now. I need to tell her she needs to at least write it all down for me.

Posted: Tue Feb 26, 2008 01:01 am Post Subject:

I think it is a good idea to have a living will in place, it really takes the pain of making those decisions off your loved ones in a time that they feel helpless and don't want to make these decisions. Do it while you are healthy, discuss why you want it that way so that your loved ones understand why you are requesting what you are requesting.

Posted: Fri Feb 29, 2008 01:57 am Post Subject:

Okay I've read all the posts on this and a living will does really seem sensible. My question is how does a person go about making a living will? I was at the hospitol the other day and they asked me if I had a living will. I said no. I did wonder about it but was to nervous about the treatment I was about to be getting to ask.

Posted: Fri Feb 29, 2008 03:55 am Post Subject:

A living will should be carefully thought out and of course discussed with your family physician as well as your loved ones. You can get a living will done through an attorney for a pretty low cost, or you can just google the "living will" there are many sites that you can down load the forms and do it yourself.
Make sure that a copy of the living will is in a place where it can be accessed, see if your doctor will let you keep one in your medical records or ask them where the best place would be to store it.

Posted: Fri Feb 29, 2008 01:27 pm Post Subject:

I keep forgetting about the blessed "GOOGLE" button. I will look into it. I would also talk it over with the hubby and let him know where a copy could be accessed. I like your idea good-natured about the docs office. That would probaly be the best all the way around. After all he or she is usually the one who participates in your care even when hospitolized so he would have your med. records on hand if a situation would occur.

Posted: Tue Mar 18, 2008 04:53 pm Post Subject:

what is birthday insurance all about

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