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Insurance Expert's Page
Posts by Insurance Expert
#
Posting Time
Subject
81
Posted: September 26 2009 10:01:25
It's not uncommon at all for the owner and the beneficiary to be the same person.
K...
82
Posted: September 25 2009 11:48:41
It's probably pretty stupid to cancel the policy that your mother opened for you.
Y...
83
Posted: September 25 2009 11:45:18
AnMarie, I don't understand your last post. You seem to be saying that you have to get your spouses...
84
Posted: September 25 2009 12:57:36
I would challenge you to think about this differently. Let's say that he has a $250,000 policy and ...
85
Posted: September 25 2009 01:03:55
The mother was capable of making decisions. She's very sharp. She didn't need the money. Ultimat...
86
Posted: September 25 2009 12:56:53
DON'T CASH OUT!!!!
It might make sense to do it, but you must get approved for a new ...
87
Posted: September 21 2009 07:09:52
Ok. Here's an example. Jim invests $200,000 for 20 years. Let's assume that it's IRA money so tha...
88
Posted: September 20 2009 02:57:07
Yes, the primary beneficiary will have to send written documenation that they don't want the money. ...
89
Posted: September 19 2009 07:08:39
There seems to be one overriding reason for failure. Most agents don't do what is needed to be done...
90
Posted: September 19 2009 07:01:33
Did you look at the expenses of the variable annuity? The guarantees of the VA make the worst case...
91
Posted: September 19 2009 06:59:48
The beneficiary can disclaim the benefit. It's important that she does this properly so that she do...
92
Posted: September 17 2009 11:57:42
NeedHelp, come back because this could be interesting. It's really difficult to follow your post.
93
Posted: September 17 2009 09:31:13
It has very little to do with the age of the insured. It is more the financial reality that when so...
94
Posted: September 16 2009 09:15:26
A variable annuity is not an appropriate investment for a 26 year old who wants income.
95
Posted: September 15 2009 12:05:49
Yes, the premiums will be taxed as income. The concern isn't paying taxes on a few premium dollars...
96
Posted: September 15 2009 12:00:40
They aren't trying to scare her. Income taxes will be owed on the gain. Money that has previously...
97
Posted: September 14 2009 11:49:36
Shoot. My post disappeared. A policy will never automatically belong to the insured. If the owner...
98
Posted: September 13 2009 08:05:25
The language of the beneficiary designation doesn't create a trust, but the money will need to be de...
99
Posted: September 13 2009 12:31:38
Stolen from the Social Security Website:
Supplemental Security Income (SSI) is a Fed...
100
Posted: September 12 2009 09:20:44
If she answers the questions honestly, she will be covered as soon as the policy has been approved a...
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