Can you obtain a license if you have a misdemeanor?

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PostPosted: Wed Mar 04, 2009 3:26 pm   Post subject: Can you obtain a license if you have a misdemeanor?  

Can you obtain a license to sell life and health insurance if you have a misdemeanor but no felonies in the past 10 years?

KarenAshley
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PostPosted: Wed Mar 04, 2009 7:48 pm   Post subject:   

depends on the state but yes, most likely if the conviction did not have ANYTHING to do with theft or deceit



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PostPosted: Thu Mar 05, 2009 1:35 am   Post subject:   

That would also be my guess. I can not imagine not giving somebody a chance if they have a fairly clean record unless it did have to do with fraud or deciept.

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PostPosted: Thu Mar 05, 2009 5:46 am   Post subject:   

The insurance agent licensing application would include questions regarding past felonies and misdemeanors. It may exclude traffic violation citations & juvenile offenses. Hence, the nature of the misdeed would certainly affect your prospects of becoming agent.



When you would appear for the licensing exam the finger printing fees would include charges for back-ground check as well, hence, you mustn’t lie in the application since it’d certainly get declined. Stay honest, at least you may get a chance to plead your case.


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PostPosted: Thu Mar 05, 2009 12:20 pm   Post subject:   

I'd bet on traffic (drivers license) being run...juvenille...no way...don't think anybody can request that info...or even get it for that matter...those records are sealed...



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PostPosted: Wed Mar 11, 2009 3:19 am   Post subject:   

I answered in reference to a felony conviction question as well...You may want to check with a local lawyer and see if their is any opportunity to get your conviction or charge expunged. Judges are more and more willing to help improve the records of someone who has stayed out of trouble for a number of years!

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PostPosted: Fri Apr 29, 2011 7:07 pm   Post subject: D Felony  

I have been convicted of a D Felony concerning 2 DUI's and 2 Driving under influence of prescription drugs. I have served my time and have been clean for 2 years. I have an opportunity to work in an insurnace office if I get my Insurance License. Do you think there is a chance that the Indiana Dept. of Insurance would grant me Insurance Liscenses with my past issues?


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PostPosted: Fri May 06, 2011 7:36 pm   Post subject:   

Maybe, maybe not. 4 DUI convictions is pretty serious, and 2 years "clean" may not be sufficient time to pass to show that you have "rehabilitated" your character. In California, this would most likely result in your license application being denied without a hearing, and you would not be able to reapply for any insurance license for a minimum of 5 years.



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PostPosted: Fri Mar 23, 2012 1:17 am   Post subject: i have a old theft charge  

i have a m4 "attempted theft" charge in Ohio. I am taking the exam in a few days. will this be a waste??? I was 19 and i am 30 now. i have had NO other convictions that have anything to do with character or theft, dishonesty, ect. If it is a problem, if i expunge it or seel it will it still be a issuse with the state?

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PostPosted: Fri Mar 23, 2012 1:17 am   Post subject: i have a old theft charge  

i have a m4 "attempted theft" charge in Ohio. I am taking the exam in a few days. will this be a waste??? I was 19 and i am 30 now. i have had NO other convictions that have anything to do with character or theft, dishonesty, ect. If it is a problem, if i expunge it or seel it will it still be a issuse with the state?

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PostPosted: Fri Mar 23, 2012 1:17 am   Post subject: i have a old theft charge  

i have a m4 "attempted theft" charge in Ohio. I am taking the exam in a few days. will this be a waste??? I was 19 and i am 30 now. i have had NO other convictions that have anything to do with character or theft, dishonesty, ect. If it is a problem, if i expunge it or seel it will it still be a issuse with the state?

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PostPosted: Fri Mar 23, 2012 11:34 am   Post subject:   

Quote:
if i expunge it or seel it will it still be a issuse with the state?


While sealing/expunging a conviction will conceal it from view by most parties, it will not conceal it from state or federal authorities. They may not be able to "see" into the case file, but they will be able to find evidence of the conviction.



Your event should not be an issue as a misdemeanor. It simply needs to be disclosed. Contact your state's Dept of Insurance and discuss the matter with them directly.


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PostPosted: Thu Jul 12, 2012 1:32 am   Post subject: insurance fraud  

Hi, does your like of work involve any type of insurance fraud investigation? Thank you.


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anonymous 11
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PostPosted: Thu Jul 12, 2012 2:11 pm   Post subject:   

Yes, it does. Contact me directly with your concerns.



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PostPosted: Fri Feb 15, 2013 11:59 am   Post subject: Drug Conviction  

I have a misdemeanor drug abuse charge in Ohio from 7 years ago. Do you think this would affecy my chances of obtaining a license?


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