VERY strange story.....

Ok. Last year in November I was walking down some stairs in a building here in Phoenix. The handrail was loose and not knowing I grabbed it and it gave out and I fell. I had an ER visit and had some neck pain upper back pain and some left hip pain. Everything was just strain or sprain. Nothing too serious. The company had Farmers for their property insurance and they were actually very nice and the insurance adjuster was nice as well. We got everything worked out and I received my wages, medical bills and apprx. $3500 pain and suffering, which I thought was very fair. Now the STRANGE part. And I realize you do not know me from Adam but I am a very honest person. Last week just about the same thing happened at a different building. When I fell, I notified the office (property management) and they sent me an email stating they were sorry and that they'd had several calls about it but "just never got around to calling someone out to fix it!" This was a lot worse of a fall when it comes to the injuries. I had a bulging disc, nerve impingement and my right wrist sprained (I guess the wrist is not a big deal). Now the insurance sent me medical auth forms and they are going over everything. I told them, and as the medical records state, the first fall was left hip, high back, etc. and this is totally different. Much more painful, more treatment, etc.

I guess my question is am I screwed? I know it is coincidental but it is honest. From my conversation with the agent today he is not questioning the fall, but a pre-existing injury.

I kind of don't get that though. Am I in trouble here? The doc has told me I cannot work for a while. More than likely up to 6 weeks he states. Can't afford to not be able to recover that money, not to mention the doc fees, etc. I honestly did nothing wrong.

Thank you in advance for any opinions.

Steve