supplemental health insurance plans..

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Posted: Thu Feb 26, 2009 8:48 am Post subject: supplemental health insurance plans..

Hi, I'm here to ask a few things about supplemental health insurance plans. How do these plans work? I'm sure that there has to be a way to suggest the best supp health plan for me. Plasticmind _________________ Register Now to have your Insurance queries solved.

Plasticmind

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Posted: Thu Feb 26, 2009 11:35 pm Post subject: Supplementals

What state do you live in? Link removed by the Moderators as per the TOS of the forum

Kahmer

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Joined: 26 Feb 2009
Posts: 2

Location: Pennsylvania
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Posted: Fri Feb 27, 2009 7:25 am Post subject:

Hi Plasticmind, Supplemental health insurance plans are known for their cash benefit offers. The worth of the cash and the payment procedures are quite specific to individual policies. Hospital indemnity insurance and accident health insurance are two good examples of this kind. Choosing supplemental health insurance plans would depend a lot on your risks. It's you who has to decide the worth of coverage that you'd need to carry or you'd rather wanna carry. Also you'd need to think of your savings! ArindamSenIndies

ArindamSenIndies

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Joined: 14 Feb 2007
Posts: 331

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Posted: Sat Feb 28, 2009 8:23 am Post subject:

Hi.. IMO our probability of using supplemental health insurance becomes lesser if we've consistently been in good health throughout. Yes, I'd also agree that our savings play a key role towards achieving a supplemental health insurance. We may need it if we've ever been hospitalized for a considerable period of time. I say this since then it would not be possible for us to take care of all associated expenses which are not covered under our insurance. But yes we'd surely need to shop for an affordable supplemental coverage. Thanks, Fatman

fatman

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Joined: 04 Oct 2005
Posts: 567

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Posted: Sat Feb 28, 2009 2:06 pm Post subject:

this particular plan covers those expenses which primary insurance can't cover.i.e. lost income or even living expenses.Most of the people who are self employed often go for this kind of insurance covers. many of the senior people opt for medical supplement along with LTC. one of the best supplemental health insurance plan is medicare.