Posted: 05 Jul 2009 02:07 Post Subject:
The most important part about insurance sales is indeed explaining the products in a clear and concise manner. If you are very knowledgeable in this area, then it will really depend on your people skills. If you have a knack for understanding the needs of your clients, and you suggest a solution that they decide to pursue, you have just made a sale.
P & C sales is much easier than Life sales in my opinion, although I'm sure many would disagree. People are always looking for a quote on homeowner's or auto insurance, and the other areas of P & C are there as well.
Focus more on what you would be doing on a daily basis, rather than terming it as a sales position. You might be surprised that it's not that different than what you are currently doing, or on the other hand you might find out that it's not for you.
Posted: 06 Jul 2009 06:01 Post Subject:
Well Paper Agent, I think the insurance sales people are the first contact point for the customers in order to receive coverage. The sales person/agent would then shop for appropriate policy for the client. Extensive product knowledge is particularly required in the profile of sales agent.
However, if you don't consider yourself appropriate for sales position, IMO you better not opt for the job. To me it is very important to like the job that you're doing in order to become successful in it.
What profile are you interested in, anyway?
Posted: 06 Jul 2009 07:38 Post Subject:
It's good to know that you have a good understanding of the product even though you're new to the industry. In my opinion, if a prospective customer is reciprocating to your queries and then accepting the offer - then it's nothing but a sale.
I went to a job interview for an assistant broker and the interviewer was looking for a sales person.
I guess you'd need to work under an insurance broker and may need to achieve targets set by him. By 'targets' I mean a good number of sale-closures within a stipulated time.
Well, the bottom line is -
They don't really need someone knowledgeable to explain the features to the prospect and then leave it on him to decide what's better for him. They're probably looking for someone who's assertive, one who'd go ahead and close a deal.
Did the interviewer talk about commissions?
Posted: 23 Jul 2009 01:19 Post Subject:
Thanks for the insights. The job wasn't commission base. I work on salary now and work for a broker in surplus lines. I handle everything file related and quote related and deal with retail agents. The only thing I don't do is quote new business or handle major accounting issues. The interview I was going for didn't sound like I was going to work with retail agents but rather with customers. I'm looking to move up to an associate broker position than be the one handling everything while my associate broker takes the credit. I love my broker though. I'm just sick of fixing everything and answering questions that the associate broker doesn't know but should know. In any case, after thinking about the interview I had, I'm in a solid stable job - all I need is to move up and I hope management sees what I'm doing and my broker recognizes what I'm doing for her too, and rewards me in the form of gift cards and/or bonuses or a promotion! "Good job" and "we don't know what we'd do without you" isn't cutting it. I rather get paid for it.
Posted: 23 Jul 2009 09:13 Post Subject:
Have you tried negotiating a hike? I know you would get the recession crap but it won't hurt asking. In a tight market situation like this it may worth more to stay on a job for a while and bid your time.
Have you pondered over the idea of becoming an independent agent?
Posted: 23 Jul 2009 09:36 Post Subject:
P & C agents aren't salesmen.
They are either "order takers" auto and homeowners insurance AND/OR they are technicians, worker's comp., business liability etc.
The "salesmen" of the insurance industry are the Life & Health agents.
The only thing similar between a P & C Insurance Agent and a Life & Health Insurance Agent is the word INSURANCE, beyond that....For Get About It.
You couldn't give me a P & C license and most P & C agents can't stomach the work that goes into Life & Health sales.
:P What does P & C stand for anyway? 8)
:D Properly and Casually? :wink:
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Posted: 24 Jun 2019 07:11 Post Subject:
internet dating website launched
Some 22% of marriages among Iranians end in divorce a rate which is even higher in the capital, Tehran.the bulk occur between couples under 30 the age group which makes up most of country's population. It is a figure which is worrying officials.Announcing the plan recording, Mahmoud Golrazi, The deputy minister for Sports and Youth extramarital relationships, Said he hoped the new site would help create "100,000 marriage" in so doing "Solve the problem of marriage amongst children,definitely a bold claim, But a sign of the government's self-discipline the reverse the trend.Users in need of true love are asked to enter basic details, Such as weight and height, But also parents' practise and marital status.Conventional questions about hobbies, Music visitor preferences or favourite films do not appear.Only the web directors can access these and start matching up "suitable" people.Whether the site will successfully entice personals, It is too early to tell, though it has aroused curiosity,it's so hard to meet people in Tehran, And this is an excellent option for people who come from traditional families, A young resident of the funding, Kaveh, Told BBC persian.within the, Others sounded more wary than in a position.Ali, Also in Tehran, Said he does not join, the way [their own] "Matches would be chosen by the people running the site, And I can't trust that through make the right decision,Other websites have arithmetic that match candidates according to their preferences, But this one is entirely haphazard, he explained.'Thirty minute' unions In a country where access to the internet and social media is tightly controlled, It seems an unusual step for the costa rica government to jump on the online dating bandwagon.But with around latino dating 300 Western style dating websites driving within Iran, based on Mr Golrazi, The new sanctioned site is meant to draw users away.the current sites contain what Mr Golrazi called "Illegal and immoral" content articles.Indeed some websites are set up to exploit the practice as a way to circumvent the law specifically for individuals solely interested in sexual relationships.Under sigheh a union can be as short as 30 minutes, Or for the time 99 years. No official papers are required all that is needed is a simple blessing by a mullah.It is a mechanism which is allocated for married men who want a second partner, But not for married women, who face flogging or stoning if caught with another man under Islamic law. However in practice the severest punishments are seldom carried out.Clerical supervision Attempts to control illegal dating websites have previously been tried and failed. Where sites have been de-activate, Others have sprung up.However there are some online matchmaking sites that are run by religious clerics and have the blessing of the government.The main aim is to encourage marriage and give young Iranians from more conservative backgrounds the comfort they seek in using internet dating by adhering to the regular concept but with a modern twist.one of them is the Amin Family Center. Singles in need of love enter personal preferences in a partner, And once an online match is found, Both parties are invited to an initial personally meeting, that can place under the supervision of a cleric in a "Safe air flow, comparable to their office.To make sure the pair is harmonious, A counsellor is brought in to give an assessment.If all concerned are happy to take the next thing, Parents are then invited through the equation.but nevertheless, Despite the growth of government and private internet dating, There are still plenty of Iranians who do not want to take matchmaking out of actuality,I chooses to date someone I meet in person, spoken Mohamed, a little daughter single, due to Tehran, "Not via intenet, For the state of hawaii run site to reach its target, It clearly has some method to use.
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