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 Posted: Wed Dec 17, 2008 5:52 am Post subject: I need a term life insurance, i am confused with the differe |
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| I want to take a term life insurance policy, can any one provide me some details on best company in this field. |
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pattylee0
New member
Joined: 17 Dec 2008
Posts: 2
2.87 Dollars($)
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| Posted: Wed Dec 17, 2008 10:41 am Post subject: |
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You can find out a company in the following ways,
Contact a life insurance agent. you may contact an independent agent for comparative study of the various plans available in the market and also the costs.
Ask friends and family. They are often a very good source of information. And can help you with the decision making process.
Lastly, you may check with the state insurance department's website for the list of providers in your area. Also, you may dig little bit more on their client services and claim payment goodwill in order to make an informed choice.
~Jeremy |
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JeremyHolter
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Joined: 06 Jun 2007
Posts: 1194
210.30 Dollars($)
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| Posted: Wed Dec 17, 2008 11:03 am Post subject: |
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Hey Patty, let us know where you reside, we may be able to list the companies doing business in your locality. Some of the top life insurance companies in US are listed below
Met life
New York Life Insurance
Prudential Financial
AFLAC
Massachusetts Mutual Life Insurance
Aviva
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dallas-dick
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| Posted: Wed Dec 17, 2008 1:48 pm Post subject: |
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There are several leading term life insurance companies.
Each year, a list of leading term life companies is issued based on number of individual term life insurance policies issued.
Here's a list of top term life insurance companies << term-life-online.com/top-term-life-insurance-companies.html.
When comparing plans and companies make sure you review the financial rating of the insurer.
Also, you can choose coverage for 10, 15, 20, or 30 years.
Consider renewable term life insurance as this allows you to renew your policy without having to take a physical exam to qualify again.
Also, the conversion privilege allows you to convert your term life insurance policy to a permanent life insurance policy by a certain date in the future.
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Learn how term life insurance works and compare free, instant term life insurance quotes at http://www.term-life-online.com |
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Hadley
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Joined: 25 Oct 2007
Posts: 77
31.55 Dollars($)
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| Posted: Thu Dec 18, 2008 7:04 pm Post subject: |
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Hi Hadley:
You can go to ustermlife.net and run your own life insurance quote on various term life plans available. It uses highly rated insurers and makes getting term life plans very easy.
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ProAgent
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Joined: 18 Dec 2008
Posts: 4
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| Posted: Thu Dec 18, 2008 10:17 pm Post subject: |
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go to termsite.com you can quote different carriers and non med compaired to fully underwritten. you can see the difference in price for all the different carriers.
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mocharanger
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| Posted: Fri Dec 19, 2008 5:17 am Post subject: insurance |
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| Gonna out my '2 cents' in. Someone had posted AFLAC........I don't have the best experience with them, that's for sure!! Life Insurance CAN get confusing. Whether, or not, Whole or Term is 'better', etc. It DOES get confusing. |
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sdchargersfan
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Joined: 21 Aug 2007
Posts: 2055
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| Posted: Fri Dec 19, 2008 7:07 am Post subject: |
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Well, Sd, I'm sure that you are not the only one with a bad experience with a certain insurance company. We all at some given point of time has had experienced hardship with the insurers. The consumer experience varies extensively, when Mr. A is satisfied with Company X, Mr.B has a very different idea about it.
The OP has to make his own choice, we can only provide him with an unbiased list of companies in the business. |
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simon
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Joined: 28 Sep 2005
Posts: 550
93.66 Dollars($)
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| Posted: Thu Jan 01, 2009 6:07 pm Post subject: |
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What is your date of birth? What state do you reside in? How much coverage are you looking for? How many years of coverage, 10, 15, 20, 30? Are you on any medications? Do you have any medical conditions? What is your height and weight?
If you answer these questions, I can get you some quotes for several different companies.
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victor27s
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Joined: 31 Dec 2008
Posts: 53
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