Posted: Wed May 16, 2007 5:44 pm Post subject: Carpet Insurance rule
Is there any rule in insurance company to have carpet insurance ? My carpet got damage after every three month. _________________ Register Now to have your Insurance queries solved.
What and how did it get damaged after three months? Depending on how it got damaged and why will give me a better idea of how to answer. It could possibly be covered under homeowners ins. or if it was the fault of the person that installed it it could be covered under their policy. Really need some more info here to answer this question. _________________ ~Monique~
Only thing I can add is that in order for ones own policy to provide coverage, the loss would need to be sudden and accidental (hence, the reason needed to know what happen). When it's mentioned that this happen over the past 3 months, it sounds more like wear/tear or incorrect installation or, many separate losses.
Do you have ‘home content insurance' included in your homeowners insurance?
Check out with your insurance company. If this option is there in your policy, than it may be providing coverage for your carpet also.
What and how did it get damaged after three months? Depending on how it got damaged and why will give me a better idea of how to answer. It could possibly be covered under homeowners ins. or if it was the fault of the person that installed it it could be covered under their policy. Really need some more info here to answer this question.
I am from Adelanto (California). My carpet gets damaged because my son plays cricket in the room with his friends. _________________ Register Now to have your Insurance queries solved.
If you have homeowners insurance then the carpet is likely to be covered under it. But the problem lies elsewhere. In your case, it seems that you have to file a claim after every three months. It will affect your insurability in future. Moreover, after every claim your premium rate will shoot up. It is then wise not to make a claim for it. _________________ Register Now to have your Insurance queries solved.
