Unemployment Insurance eligibility - How to qualify for it

Submitted by Anonymous (not verified) on Mon, 01/19/2009 - 10:03

Hi, is it possible for me to collect unemployment insurance benefits if in the event I become jobless or leave my job? bye for now..Pinkfloydfan

Posted: 19 Jan 2009 10:37 Post Subject:

Hi Pinkfloyd, you may qualify for the unemployment insurance benefits if you become jobless/laid off. However, if you leave the job or get sacked due to gross misconduct you may not receive the benefits. Check out with the unemployment benefit department of your state for more information.


Posted: 19 Jan 2009 10:45 Post Subject:

In addition to the above mentioned points here are few additional unemployment insurance eligibility criteria that you need to satisfy in order to qualify for the UI benefits,

  • You need to meet the minimum wage qualifying criteria and must earn sufficient wage before becoming unemployed.

  • You need to register yourself with the employment agencies and should engage yourself in active job search.

  • You should be available for jobs matching your education and experience.

  • You shouldn't have lost the job at your fault.

Posted: 19 Jan 2009 12:14 Post Subject:

To get unemployment benefits, you need to have earned enough wages in your "base period." (A base period is a 12-month period when you were working. Your base period depends on when you apply for unemployment insurance).The amount of money that you need to have earned varies by state so, you'll need to check with your state unemployment office.

Posted: 19 Jan 2009 12:37 Post Subject:


If you'd leave your job without any particular reason being shown to your employer then i'm sure you'll not be eligible for the benefits. The employer would only accept it if it offers a good explanation in terms of wages earned, working hours and the working environment.

In a nutshell, the unemployment insurance eligibility criteria requires you to have a decent employment history in order to collect the benefits.


Posted: 31 Jan 2009 04:07 Post Subject: unemployment and disability insurance

I know you are wanting to know about unemployment benefits and unemployment insurance eligibility criteria from your state. Yes, you can get both. Although, for those that are looking for unemployment benefits on top of what they may qualify for with their state, private unemployment insurance policies are also available in the market.

Posted: 31 Jan 2009 12:05 Post Subject:

I stumbled across this (and you may be interested)

Really? you stumbled across it huh? you make three posts your first day and all reference a site that you CLEARLY are working on AND you have the freakin' nerve to have a screen name that even mentions the Holy Bible? are you kidding me??? No more of these lies hocking your wares (which by the way look slimmy at best to me), on this site..either be a truthful poster of move it along...one more and I'll request you be banned permanently. :x

Posted: 31 Jan 2009 04:53 Post Subject:

I can see your reason for being upset and also thank you for calling attention to this. Good job Lori.

Posted: 03 Feb 2009 09:40 Post Subject:

woooow There is unemployment insurance??????? I never heard it. I'm from India & till date I never came across such type of insurance.

Posted: 03 Feb 2009 12:09 Post Subject:

Well, I can't say everything about unemployment insurance eligibility , but may be all types of insurances are not available everywhere. Insurance is an evolving market and everyday you stumble upon a new form of coverage. If this policy isn't available in your country yet, don't worry it may become available in the near future, or may be its already there under in a different name. Its worth finding out :wink:

Posted: 03 Feb 2009 12:11 Post Subject:

REally Horizon? Yes, every state has unemployment insurance that is 'free' to the receiptant if they meet certain unemployment insurance eligibility criteria, ie NOT fired, laid off, earned 'x' amount of money....Employers pay the premiums for this..there are many rules/regulations that must be met, but it is a life saver to many especially now with our economy in such a mess... The unemployment that 'biblegeek' was talking about is a private policy you can buy (which I see no use in and likely would reduce your state unemployment)...

Posted: 03 Feb 2009 12:20 Post Subject:

Lori, Horizon is from another continent and may be there situations aren't same as ours. Hence, it might be possible that this type of coverage isn't available there. However, as far I know, unemployment is pretty serious an issue in the developing countries.

Posted: 03 Feb 2009 07:52 Post Subject: Unemployment

I hope unemployment benefits spread to developing countries. They deserve it just as much as we do. It's a shame they don't share the same opportunities.
Thanks to everyone for the great information above! I was wondering about unemployment benefits too. This clears up a lot for me.

Posted: 03 Feb 2009 11:57 Post Subject: yep

Actually, this type of coverage shouldn't reduce any coverage that you get through the state. To be sure of the unemployment insurance eligibility criteria, check with your state's dept of insurance before trusting what you read on this forum.

Posted: 04 Feb 2009 01:11 Post Subject:

To be sure, check with your state's dept of insurance before trusting what you read on this forum.

OR from someone with an agenda (ie selling private unemployment insurance)

Posted: 04 Feb 2009 01:16 Post Subject:

Now, Lori... I wasn't pushing the unemploymentangel stuff in that post and you know it. :) I was simply giving out good sound advice for everyone that is looking into ANY insurance - check with your state insurance commission or dept of insurance. Don't believe me, Lori, or any website that might be posted... right?

Posted: 04 Feb 2009 05:21 Post Subject:

Lori, I checked with some insurance agents working for reputed companies & they are also not sure about this unemployment insurance. Now I've to check with local authorities & find out if they know something about this.

Posted: 04 Feb 2009 12:19 Post Subject:

Don't believe me, Lori, or any website that might be posted... right?

Yes, you are absolutely right! I couldn't agree more...It appears in my state atleast your unemployment will be set off by a private policy, (sorry no link, I just made a call yesterday)....so certainly this is something that should be considered...Now, that being said, my husband does have a private policy that he has had for 30 years, but there is a huge difference..in the job he has (RR engineer)...they used to be subject to being 'fired' for a week, month, whatever for some violation (he never has) as we know state unemployment (which he doesn't qualify for anyway, he qualifies for RR unemployment) does not cover being fired for a week...so this policy he has pays regardless...i might also add there are other benefits as well, (ie small life policy, couple hundred if you're off sick etc)...and it's very cheap...but again, his situation is much different than the average workin' guy.

Posted: 18 Sep 2009 12:21 Post Subject: uemployment/short term dis

I have been out on short term disability and will be going pass the 6 month disability term. my job sent a letter to me and my doctor requesting if I can perform the essential functions of my position and due date to return to work. I feel as though they are trying to get rid of me and making sure I can not collect unemployment. If there are some limitations to doing my job can they let me go with me not be able to collect unemployment? if there are not limitations and they let me go can I collect Ui

Posted: 05 Sep 2010 05:46 Post Subject: Incarcerated

How can a incarcerated convicted felon recieve unemployment benefits?

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