Insurance Expert's Page

Posts by Insurance Expert

#	Posting Time	Subject
221	Posted: August 02 2009 08:15:27	Gary, I'm disappointed in your reading comprehension. It is unambiguous, but the statute doesn't sa...
222	Posted: August 02 2009 01:46:35	There is typically lots of paperwork to sign when one applies for a policy. This can ...
223	Posted: August 02 2009 01:13:46	sdchargersfan, take a look at your actual policy. One thing that you'll probably notice is that you...
224	Posted: August 01 2009 02:17:26	It really sounds like a gray area that is need of an attorney. It sounds as if a beneficiary form w...
225	Posted: August 01 2009 05:43:20	Thanks for backing me up, Melanie. It's not too often that I post incorrect information, but if I'm...
226	Posted: July 31 2009 01:47:53	Insurance Expert, I have no idea what your point is with this t...
227	Posted: July 31 2009 01:10:49	I don't know how you would get these papers or if they even exist. Try calling the insurance compan...
228	Posted: July 31 2009 12:58:55	If she was listed as the beneficiary, MetLife would be sending a check to her....
229	Posted: July 31 2009 12:56:59	A $200k single premium policy guaranteed to age 120 would only buy approximately...
230	Posted: July 31 2009 12:46:23	Absolutely, but in this case, a good agent wouldn't have helped. If my client had a $50,000 guarant...
231	Posted: July 31 2009 12:07:04	Hi.. I guess Expert is only claiming that it's impossible to
232	Posted: July 31 2009 11:58:46	Experts I've a question..... would a policy ever be issued where there is no nam...
233	Posted: July 31 2009 11:44:58	The example above would create a taxable consequence. If John is the owner, Mary...
234	Posted: July 31 2009 11:25:52	froglike, they can't contest it. They have no choice. It doesn't matter that the insured had 12 k...
235	Posted: July 31 2009 11:18:17	I think that you need to talk to an attorney and contest the beneficary designation. Being the moth...
236	Posted: July 31 2009 01:22:58	GrievingSon, It sounds like your dad screwed up. He paid for a policy that wasn't go...
237	Posted: July 31 2009 01:12:19	I understand the technical point you’re making. If the beneficiary died, then ...
238	Posted: July 31 2009 01:08:50	When the beneficiary designations are BLANK the proceeds are paid to “The Esta...
239	Posted: July 31 2009 01:03:30	It would be absurd to think the husband is the policyowner, with the wife as the...
240	Posted: July 31 2009 12:59:15	Gary, the majority of policies have the owner and the insured as the same person. However, to say &...