Insurance Expert's Page

Posts by Insurance Expert

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301 Posted: July 09 2009 02:10:49 Insurance novice, the issue isn't whether he will live for 2 years. If he had AIDS instead of just...
302 Posted: July 06 2009 12:10:29 I'm just goint to parrot what dgoldenz wrote. A good agent will be very helpful in getting the bes...
303 Posted: July 05 2009 12:01:27

WOW!! What a statement, LORI!! OP..I understand that his Life Insurance will tak...

304 Posted: July 04 2009 07:08:53 If you want to PM me and give me a way to contact you, I'll take the time to try to be of help....
305 Posted: July 04 2009 07:08:13 Is there anything in the policy making it a graded benefit for a period of time?...
306 Posted: July 04 2009 03:55:06 Ok, we're making progress.

Something is still not adding up. Please don't take anyth...
307 Posted: July 04 2009 12:47:18 Do you have disability insurance? Do you have the ability to do other jobs?...
308 Posted: July 04 2009 12:45:07 If you are trying to file a lawsuit, you need a new attorney if he can't figure out where to do it. ...
309 Posted: July 04 2009 12:07:12 "BAC a little higher than what is legal" is probably not an exclusion. However, "dri...
310 Posted: July 03 2009 09:46:22 With P&C, in many states, credit does impact premium. For 311 Posted: July 03 2009 09:43:02 I feel like I'm Jerry Springer. "My husband loves his daughter more than me."

312 Posted: July 02 2009 02:01:14 Bad credit does not equal poor money management. However, there is certainly a high correlation. <...
313 Posted: July 02 2009 11:33:43

Given that a standard 86 year old had a standard life expectancy of 6 years i th...

314 Posted: July 02 2009 11:16:44

This is not true.....do I really need to attach an illustrations? the SPIA will ...

315 Posted: July 02 2009 10:58:41

You do not understand how carriers underwrite life insurance. Standard risk is N...

316 Posted: July 01 2009 11:49:55

We can see that our break even point between option 2 and 4 is in year 13 or age...

317 Posted: July 01 2009 11:40:13

The mortality tables give a statistical average (actually it is much more comple...

318 Posted: July 01 2009 11:32:59

This is not true...that is what i was trying to explain. The magority of 86 y/o ...

319 Posted: July 01 2009 11:23:21

THis is because at a life expectancy of 6 years she would have paid about 500k i...

320 Posted: July 01 2009 09:01:39 If we change the facts just a little bit, I would be very much in favor of the life insurance. Ex. ...