by Guest » Sat Feb 18, 2006 10:21 am
My cousin Bob and another guy went for a long drive last Saturday evening and got struck by a rash driver from a distance. The bully escaped narrowly but was trapped later in the morning .The repair works for Bob would be somewhat around $4000. Bob's insurer had agreed to support him with aftermarket body parts for his vehicle, to which Bob's reaction was simple and stern. He did not want his insurer to provide him with aftermarket parts. He maintained that it was his insurer's job to collect the new parts from the tormentor. He had a hard time convincing the insurance representative till he revealed his other identity as an attorney.
Of late his insurance company has offered him new market parts, and also expressed their willingness to resolve matters soon. Could we ever look forward to a hassle-free world ?
Regards,
Blackberry
Of late his insurance company has offered him new market parts, and also expressed their willingness to resolve matters soon. Could we ever look forward to a hassle-free world ?
Regards,
Blackberry
Posted: Sun May 25, 2008 12:02 am Post Subject:
I run a collision business and I help people with DV when I can.
You say help... by 'help' do you mean you don't make money or you do... which is it? Do you write up those DV for customers in an effort to generate more BS business... do you seek out people and complete DV reports for them for free, do you go to court and offer expert testimony all for free? Will you ever answer this question or just dodge it like so many others?The truth is you are arrogant and it shows. Thats why people need help dealing with adjusters like you.
I agree that I sound arrogant in this thread, no doubt about that. But I've also taken the time to explain that what I'm posting is correct and I've backed it up with examples and documentation. This information shows that what you posted was completely incorrect. I can understand why you'd see that as arrogant.[quote]I apologize to anyone else having to read this diatribe today, this is a typical insurance adjuster, the same kind you all have to deal with and come here to complain about.[quote]And telling people that they should not take advise from people who have something to gain by it... all the while spreading misinformation in order to support your DV business is any more "above-board"?
Do I take offense to continual posts such as this? Do I think people should know the truth? Certainly, that is the reason for the responses. Well, that and I'm trying to avoid cleaning up my house.
Posted: Sun May 25, 2008 01:16 am Post Subject:
do you seek out people and complete DV reports for them for free, do you go to court and offer expert testimony all for free? Will you ever answer this question or just dodge it like so many others?
Can't think of a question I have dodged, I can only think of questions that you continue to call me a liar. See folks this is why it takes an attorney to deal with guys like T. The money that is owed to you, he feels you're stealing it from him and the company he has been intrusted to shepherd.
I recieve a fee for my reports. It's a paltry sum for the amount of time it takes to educate, document, and calculate in comparison to what they get as settlements. Let's see,,,,the insurance bully says we dont pay DV in my state. The state says they do, first denial. When they finally agree it's owed, they say you have to sell your vehicle to realize the loss. Not so says the state and the courts; Delay tactics. Instead of just paying the claim they force people to hire attoneys to collect what is owed. I have letters that people give me from adjusters telling these lies and telling them that if any loss is owed, the shop must pay because they paid them enough to repair it properly.
My customers have thanked me vociferously (Look it up T it's a real word I aint lyin) My customers are thrilled that someone is out there looking out for them and willing to stand up to pompous arrogant bullies like you to get what is owed to them. It's not just on DV it's on virtually every repair most adjusters write. So many people are being cheated out of what they are owed on this hail damage that I have been seeing in my area. I spend countless hours helping people get those settlements that I do not receive a dime from if they choose to trade them in or we are successful in proving they should have been totaled. I do however get their respect and future business. I could have retired by now, if I had a dollar for every time a person comes in with an insurer estimate and says those people are jerks, they treated me like you know what.
I have written notices of dificiencies (insurers call them supplements) on every single estimate I have seen from an adjuster on hail damage. Just yesterday I was able to help a young married couple get what was really owed for their loss. Insurance estimate was 5200 and actual cost to repair to preloss was more like 10,200. Who is cheating who? I even wrote to my local newspaper when they wanted incidents of people being scammed.
A lot of people do not repair hail losses and insurers know it. Adjusters are instructed to write everything pdr when they know it can't be done. You can only conclude that someone was cheated and someone received a windfall if the insurer estimate was not challenged and maybe someone received a gracious thankyou for my help and assistance.
Why don't you cool your jets and try to enjoy the rest of the weekend, surely you have better things to do than try to paint an honest hard working guy in a bad light. Do they teach you how to do that in some of your training or does it just come natural to you?
Folks this is exactly why sometimes you just need to hire an attorney. Guys like T have been trained to deny and delay your claim because, after all, you don't deserve half of what he pays you. The sad fact is that when you go to some of the preferred shops, you have no advocate and no one looking out for you because they think T pays their check.
That's why there are numerous online help sites for you not ran by insurance propogandists. Shop owners that are beginning to realize that trusting insurers only get you chopped at the knees eventually, and they are learning to help you with your claims. After all a vehicle purchase is one of the largest investments in many peoples lives, it's just a loss to the insurer and they want to pay you as little as possible for the loss just as T says. Some collision shop owners understand that you want it back just the way it was and not with imitation crapa parts on it.
I am done for the day T, You can counter attack as usual any condescending way you like. I'll be back as usual til the man behind the curtain decides differently. I have broad shoulders from years of dealing with bullies like you, I don't take it personally, I know you are just doing your job. And if it's not your job and you really are this angry, please don't take it out on anyone else or your pet.
There certainly seems to be a lot of attention to this thread; I wonder, naw, they don't really copy these posts, afterall T said that was BS and another one of my lies.
T, you just beat everything like ole Andy Taylor would tell Barney....
Posted: Sun May 25, 2008 02:43 am Post Subject: Before I forget it, you requested this T
Wade,California is a country in itself when it comes to the Collision industry. There is so much corruption here and it is soooooooooooooo covered up by the Regulators. The Bureau of Automotive Repairs hit shops hard that were "activists" and they caused so much havoc that even the Attorney's that had VALID Diminished Value cases were losing in the courts because the Insurer's and the BAR were in cahoots.
Well, so you all know that Gil Palmer with the Auto Club got his chops busted, and there is a Whistle Blower at the BAR. I am working hard to get a gal with the DA's office that is about as corrupt as any insurer, but the saga continues.
Shops that don't use their names are hiding nothing. These shop owners are the ones who have put their business on the line to help protect the industry AND the consumer. The Insurer's know who you are, believe me they do.
I sat in a Depo over that Farmer's Aftermarket parts issue and they pulled up about 2000 posts (I cannot believe they wasted their ink, time and then made copies for everyone in the room). The attorney said "Are you Chattykathy?" and I said "Yes I am." They NEVER read a post nor made reference to them, but I guess they wanted to attempt intimidation.
Yea Insurance companies, you scare me...
I know of others but this most likely won't satisfy you or serve to corroborate my assertions. I am sure you could look up the case she referenced to see if we were lying. We are all such liars at that board after all.
Posted: Sun May 25, 2008 04:39 am Post Subject:
I recieve a fee for my reports.
So by your own reasoning, people should not trust what you are saying. Not my words... your own. If you want, I can quote them.That whole second paragraph I understand where the insurance company is coming from completely... and I've said it before. It makes perfect sense for the insurance company to resist DV. It only benefits an extremely small portion of people and _only_ serves to increase insurance rates for everyone. Of course, there are a small portion of people who assist in DV claims that make money off it. These are the only people who _really_ benefit from it's existence.
Seems like this is starting come around and have a ring of truth.
(Look it up T it's a real word I aint lyin)
I'm not sure where this all came from... I never said anything about words or spelling. Big words scare me :).I could have retired by now, if I had a dollar for every time a person comes in with an insurer estimate and says those people are jerks, they treated me like you know what.
and I could be 10000x richer then you if I had a dime for every time a claim went smoothly and the damaged party was happy. You see an extremely small percentage of people when compared to damaged parties as a whole. Of course, I have no doubt that once you start telling them things like you've posted here, most people are going to be upset with insurance companies.Just yesterday I was able to help a young married couple get what was really owed for their loss. Insurance estimate was 5200 and actual cost to repair to preloss was more like 10,200. Who is cheating who?
Good for you!!! Your doing what most body shops do... working with the insurance company to obtain an agreed repair price! See how that works! Not really so difficult. Pick 5 shops as good as you in your area and take that same car to them. How much you want to bet you get 5 different repair amounts? Now which shop is running the scam? All but the lowest shop? But at the end of the day you spoke to the insurance company and they adjusted their amount. Looks like it worked itself out. Let me know the link to the story when the news agency runs it.Why don't you cool your jets and try to enjoy the rest of the weekend, surely you have better things to do than try to paint an honest hard working guy in a bad light. Do they teach you how to do that in some of your training or does it just come natural to you?
Holding people accountable for there actions comes naturally to me. One reason why I like Utah so much. Hey, I didn't start telling 1/2 truths and making stuff up... I only pointed out how it was all incorrect.T, you just beat everything like ole Andy Taylor would tell Barney....
I don't disagree.Posted: Sun May 25, 2008 04:45 am Post Subject:
I know of others but this most likely won't satisfy you or serve to corroborate my assertions. I am sure you could look up the case she referenced to see if we were lying. We are all such liars at that board after all.
No thank you... when it comes to Farmers, I'll be there to help you push them over the edge of the cliff! My friend is a supervisor in one of their offices. I applied for a job there and an friends with another supervisor who left there (he later became my supervisor for a short while), so I know a lot of people who work there. I've also 'worked' on claims with Farmers adjusters. Just take a look at case law and you will see that Farmers make a _lot_ of it. Granted, they win a lot of those cases but it just shows you that they really push the envelope with what they do.Posted: Sun May 25, 2008 11:30 am Post Subject:
OH Dave....sounds like ''some one'' is in a heap a trouble, boy for sure! :lol:
I have been asked before how an adjuster can sit and look through a window out into a shop, and see work that is billed not being performed and I thought they must be in on the scam,
I would've wondered that too... :shock:but maybe I was wrong. Maybe they have been just quietly keeping track of it.
Sounds like it! I know that many times regarding in depth investigation, there is a long period of ''observation''.....Lets hope that is the case.
Sure sounds like it, likely gathering all the 'evidence'...WOW this could be HUGE!.....be sure and keep us updated....you don't have to say your state if you don't want to, can you atleast tell the 'area' of the country you are in or this is occuring?Posted: Sun May 25, 2008 11:59 am Post Subject:
It's all been documented in all the trade magazines of our industry
Same ones that market programs to manufactor fake invoices Mike? Complete with logos?WOW, drug pushers, morphine drips...dude, you are some kind of drama queen. :roll:
tcope, you and I both know ''this'' guy...fortunately there aren't very many of ''them''...they make money off of lies, half truths, and attempts to instill fear in others, it's a sad sad exsistance. Setting in their little offices in front of computer screens all day typing away. Spreading misinformation in the hope that it will generate a few bucks....Remember when Mike first started posting here? AFter about a 40 or so posts I started seeing red flags, surrounding this diminished value topic...didn't take me long to find out (I love the web!) that you can't find a diminished value company that operates in MO that he doesn't work for! Did he openly say that? NEVER...not until I found it and posted it..and still skirts it even now! ..You just got to wonder how many other boards he is spreading his sticky little tenticals on....as the 'advocate' (hmm) of the down trodden....I call BS! tcope how much side line work do you get, or businesses do you have that you promote on this board? None ? me either!
Geeze, after reading so many of his posts, I need a shower, back in a while.
Posted: Sun May 25, 2008 04:44 pm Post Subject:
geez louise, wash your potty mouth out with some soap while you are showering. I didn't come here to sell my services. I could care less if I write another DV report. My agenda is to expose some of the deception that some insurer portray. Those that squeal the loudest sometimes have the most to conceal.
DV is simply one leverage the vehicle owner knows they have in their corner to hold insurers feet to the fire to keep their investments pristine. If some insurer could get away with it, they would be using cardboard and paper mache to repair your car. If you'll look at how some of the new policies read, they only want to restore the functionallity and cosmetic appearance of a vehicle and not what is really owed pre-loss condition. That word haunts them.
Posted: Sun May 25, 2008 04:57 pm Post Subject:
I didn't come here to sell my services. I could care less if I write another DV report.
Well, we now know that is not true. You came here to promote DV, which is making you money. As you said _yourself_, we should not listen to you. Remember that?If you'll look at how some of the new policies read, they only want to restore the functionality and cosmetic appearance of a vehicle and not what is really owed pre-loss condition. That word haunts them.
Yup.. they got tired of putting money in the pockets of people who "claim" to be looking out for the consumer but were _really_ just making money for themselves. But then, the whole world is out to get you, Mike.I don' think anyone here has said the insurance industry is perfect. Actually, people here who are in the industry typically give advise that helps posters and hurts insurance companies. There are some people who are just disgruntled people who have an ax to grind and _act_ like they are just here to help when indeed they are trying to promote their business.
Posted: Sun May 25, 2008 05:24 pm Post Subject:
Really T, give it a rest, I don't want you to pop a vein. I've no axe to grind. I just have to grind those a/m sheetmetal parts to make them fit. Sometimes even I have to use them when consumers sign hold harmless agreements in my contract and insurers won't use good parts. It's all about channeling liability.
Isn't that what insurers do when shops sign those agreements promising to hold their insurance partners harmless and promise to indemnify them for all losses against the use of the very parts they mandate you have to use? Let's not even talk about those busticated wheels that are being mandated. Insurers mandate the use of Aluminum alloy wheels that been remanufactured against the request of the Dealers because of the inherent dangers and lack of oversight in assuring their safety.
Data providers once started listing procedures to glue panels back together that the manufacturer said absolutely not. (Data providers are very heavily influenced by insurers, they are after all their customers in more substantial numbers). Insurers said well if the data providers are listing it, thats all we are going to pay for. Screw the insureds, we are saving them money after all, saftey be darned. Well enough backlash against another insurance savings strategy backfires and the policy had to be changed because some people like the posters at Pro D brought it to the publics attention.
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