Insurance Expert's Page

Posts by Insurance Expert

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Posting Time

Subject
101 Posted: September 12 2009 07:45:42 Marpol, that's an interesting post since you basically said that instead of using a trust, a trust s...
102 Posted: September 12 2009 06:42:27

Your group LTD benefits would be taxable like your income. In comparison, the in...
103 Posted: September 12 2009 06:39:29 Pocketchange, you do have a motive. Nothing is wrong with having a motive. We all have a motive fo...
104 Posted: September 10 2009 12:56:47 The contractual terms are simply different. I can give you lots of examples. Here are just a coupl...
105 Posted: September 08 2009 11:58:17 In general, the answer is "no". They are very different products. When an employer puts ...
106 Posted: September 07 2009 04:08:54 Guest, any one can get a disability. What precisely are you asking? Are you asking if you can coll...
107 Posted: September 07 2009 03:54:43 Type of insurance should never be the first step. Amount of coverage needs to be the first step....
108 Posted: September 07 2009 03:53:07 Did you try asking him?
It seems like a good starting point....
109 Posted: September 07 2009 03:50:19 With most policies, she would be covered immediately. What Goldenzweig is alluding to, I believe, ...
110 Posted: September 06 2009 05:01:21 Gary, since all caps bolded letters aren't working, maybe you should try a bigger font.
111 Posted: September 04 2009 04:58:00 As long as their is an absolute assignment on the policy, you have given up the ability to make chan...
112 Posted: September 04 2009 04:01:27 danpa, answer his questions if you want help. Mortgage life insurance is overpriced decreasing term...
113 Posted: September 04 2009 01:37:00 It's not just the hoops of becoming registered. It's the hoops of then having to have FINRA involve...
114 Posted: September 04 2009 01:33:53 If you have a term policy and you die while the policy is in force, you will get $100,000.
115 Posted: September 02 2009 11:49:20 An insurance company will only sell a policy if they think that the insurance company will benefit. ...
116 Posted: September 02 2009 11:46:54 No taxes will be withheld. If your share is supposed to be $8,400, you will receive $8,400 and you ...
117 Posted: August 30 2009 10:50:33 They would sell it to her because they think that if enough 76 year old females in her health buy in...
118 Posted: August 30 2009 01:09:29 It's not that the irrevocable beneficiary will have power. It's that you won't have any power.
119 Posted: August 30 2009 12:14:59 The answer to the original question is "no" unless the beneficiary is the insured or the i...
120 Posted: August 29 2009 05:23:50 Just keep in mind that employer backed coverage has many disadvantages. The three primary disadvant...