How can I cancel my Aflac policy?

by snuckims2003 » Sat Mar 21, 2009 10:07 pm

I am thinking about dropping my Aflac insurance it is nothing against them I would recommend the insurance to anyone if they were thinking about getting that type of insurance but right now I cant afford it financially how could I cancel it and not have them to pull it out of my payroll anymore after I cancel it because i have heard of people canceling it and still have the money taken out of their pay...

Total Comments: 120

Posted: Wed Jan 23, 2013 09:30 pm Post Subject: questions

Am I still on aflac?

Posted: Tue May 14, 2013 02:44 am Post Subject: I need to cancel my policy

My hours are being cut and I cant afford it or i will be living in the streets i know i need it but I cant afford it then there is this health care police thing I have to have and dont know how I can pay for it I am only going to be getting 25 hours a week so some one please tell me how i am going to pay my electric rent water plus food and gas to get to work on 25 hours a week then pay for aflac to

Posted: Wed Jun 19, 2013 08:12 pm Post Subject: My company is selling the Business

I have Aflac with my company. They deduct money every pay check. And I get paid weekly. So in since my company is closing down. I want to canel Aflac b/c I will not be able to afford it. Is there a penalty for canceling Aflac?

Posted: Fri Jun 21, 2013 04:53 pm Post Subject:

Is there a penalty for canceling Aflac?

No. Insurance is known as a unilateral contract. Only the insurer promises to perform . . . you enforce the promise by paying premiums. You have the right to continue your AFLAC coverages in whole or in part by paying the premium directly to AFLAC. You will simply lapse the coverage and lose all benefits by not paying premiums. You cannot be sued by AFLAC for nonpayment of premiums, because you have no contractual obligation to pay them.

Posted: Wed Jul 17, 2013 03:58 pm Post Subject: aflac

If your policy is through payroll deduction, you can only cancel during the month of june.I tried to cancel mine today and i missed the date because i thought you could cancel anytime you want to,and you should its my money now i have to wait a whole year to get rid of it.More bull shi#.

Posted: Thu Jul 18, 2013 06:04 am Post Subject:

you can only cancel during the month of june

That may be true at your place of employment, but it cannot be said to be true at all places of employment.

i thought you could cancel anytime

This, too, is dependent on your workplace and how the funding for voluntary benefits works. If tied to a "cafeteria plan" it may be true. But if paid for entirely with your after tax money, it might not be true.

The kinds of statements that you have made have only to do with your place of employment.

Posted: Mon Oct 07, 2013 10:39 am Post Subject: if i get money taken by check

i like to have answer

Posted: Mon Oct 07, 2013 11:57 am Post Subject:

You have not asked a question. There is nothing to answer.

Posted: Wed Jun 04, 2014 09:49 am Post Subject: want to cancel

Yes im currently a policy holder and want to cancel all policies. Immediatly!!!!

Posted: Wed Jun 04, 2014 05:32 pm Post Subject:

Call the insurance company to cancel. If your premiums are being paid via payroll deductions, contact your payroll department and terminate the deductions.

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