by TexasFireman » Sat Jun 20, 2009 05:58 am
Hello to all...
I was rear ended folks...with my family with me at a red light. At fault Driver and vehicle non-US...Policy is US. Driver admits fault...all is good there.
As soon as cops tell me I can leave...my car's automatic transmission acting weird. low mile 2005 foreign model. I tell at fault drivers insurance company about it and they told me to get a rental. I was in it for about 2 weeks and heard nothing from the insurance. I called and sent emails...nothing...I called the state dept of insurance and they gave me a phone number which happened to be the underwriters. I asked them "where is the adjuster?" 5 minutes later i geta call from the person handling my claim...5 miutes after that I get a call from the adjuster to set up a appointment. Adjuster comes out a takes photos but doesnt drive the car nor turn it on.
One week 1/2 later I get a paper in the mail asking me to sign in order to get a check in the mail so I can get my car fixed. I guess they call it a release for property damage. I call claim rep and she told me to take the car to the body shop to get repairs started. I told her what about the tranmssion...shouldnt it be repaired first? She said adjuster hadnt put anything down on his papers about it. she then said to have a tow pick it up and sent to a mechanic....which I did...I signed release but added a few of my own terms and notes on the document regarding new damage discoveries etc etc...
Also from day one i told claim rep about our personal injury... I had a couple MRI's done for me and the wife...toddler seems fine...I hope.
What advice can you give me from here on?
I am worried about neck pain not going away..atleast for me...my wifes is doing fine. Claim rep said to send in all expenses so she can come up with a settlement.....WHAT???!!!!! I am worried. Settle then what??? Insurance washes their hands.. If I dont settle I just pile up medical bills and get deeper in debt??? I need some advice please.............please
Also...I know about mechanics....but not on these small foreign cars transmssions. I have never had trouble with this car...period...nothing... what if car doesnt work right. I have heard from friends about delicate cars and mechanics...even if you take it to the dealer...and the car doesnt work like it should....what is REJECTED REPAIRS??? I need some advice here too please....
And how long will I be in this rental??? Will the insurance compony reimburse me for all this time in a rental???? Or will I get stuck with the bills???
I am starting to freak out...maybe I am just thinking too ahead...I dont know. Just guide me for now. I just want to travel in the path that will get me through this to the same place I was before the wreck. No lawyers...no greed...just health and security...thanks guys
I was rear ended folks...with my family with me at a red light. At fault Driver and vehicle non-US...Policy is US. Driver admits fault...all is good there.
As soon as cops tell me I can leave...my car's automatic transmission acting weird. low mile 2005 foreign model. I tell at fault drivers insurance company about it and they told me to get a rental. I was in it for about 2 weeks and heard nothing from the insurance. I called and sent emails...nothing...I called the state dept of insurance and they gave me a phone number which happened to be the underwriters. I asked them "where is the adjuster?" 5 minutes later i geta call from the person handling my claim...5 miutes after that I get a call from the adjuster to set up a appointment. Adjuster comes out a takes photos but doesnt drive the car nor turn it on.
One week 1/2 later I get a paper in the mail asking me to sign in order to get a check in the mail so I can get my car fixed. I guess they call it a release for property damage. I call claim rep and she told me to take the car to the body shop to get repairs started. I told her what about the tranmssion...shouldnt it be repaired first? She said adjuster hadnt put anything down on his papers about it. she then said to have a tow pick it up and sent to a mechanic....which I did...I signed release but added a few of my own terms and notes on the document regarding new damage discoveries etc etc...
Also from day one i told claim rep about our personal injury... I had a couple MRI's done for me and the wife...toddler seems fine...I hope.
What advice can you give me from here on?
I am worried about neck pain not going away..atleast for me...my wifes is doing fine. Claim rep said to send in all expenses so she can come up with a settlement.....WHAT???!!!!! I am worried. Settle then what??? Insurance washes their hands.. If I dont settle I just pile up medical bills and get deeper in debt??? I need some advice please.............please
Also...I know about mechanics....but not on these small foreign cars transmssions. I have never had trouble with this car...period...nothing... what if car doesnt work right. I have heard from friends about delicate cars and mechanics...even if you take it to the dealer...and the car doesnt work like it should....what is REJECTED REPAIRS??? I need some advice here too please....
And how long will I be in this rental??? Will the insurance compony reimburse me for all this time in a rental???? Or will I get stuck with the bills???
I am starting to freak out...maybe I am just thinking too ahead...I dont know. Just guide me for now. I just want to travel in the path that will get me through this to the same place I was before the wreck. No lawyers...no greed...just health and security...thanks guys
Posted: Wed Jun 24, 2009 05:54 am Post Subject:
Hi Texasfireman..
I was in it for about 2 weeks and heard nothing from the insurance.
For how long did they initially intend to provide the rental for you?
So..did you carry on with it beyond those 2 weeks?
Thanks..Roddick
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