The fact, that you need different types of insurance policies to safeguard yourself against various odds in life, is accepted worldwide. You most probably have several insurance policies ranging from home insurance to life insurance to the pretty uncommon pet insurance. This is only natural that the field of insurance is as vast as ocean in order to cater to the vast requirements of the modern times.
However, there are such insurance policies that really stand apart and might seem outrageous. Yet, these weird policies are sold by some insurance companies to cover the specific needs of common people as well as celebrities around the world.
Here’s a list of some of these most unusual insurance policies:
Alien Abduction Insurance:
You might be just thrilled to watch a movie on extra-terrestrial life and forget all about ‘ET’ once you’re out of the theater. But the UFO Abduction insurance company actually sells policies to cover the risks against abduction, consumption or even impregnation by aliens. According to reports a group of people and celebrities who bought the policy.
Supernatural Conducts Insurance:
A renowned hotel reportedly bought insurance worth a million, to protect its customers and staff against the risk of death and injury by poltergeist or other supernatural phenomena.
Private Space Ship Liability Insurance:
‘Space Ship One’ was the first privately manned aircraft to reach space in June 2004. A $100 million liability policy was taken out for the space craft.
Sea Animal Attack Insurance:
The National Sea-life centre in Birmingham has a million bucks insurance for its visitors against death and disability caused by the Japanese Giant Crab.
Kidnap and Ransom Insurance:
This policy is taken out by businessmen in high risk areas including Mexico, Australia and parts of Europe. However, it is most unlikely that people can actually benefit from it or file claims even if they get into such an situation.
Mugging and Car-jacking Insurance:
This insurance is similar to the kidnap insurance. It is available for American families and gives protection against mugging, car-jacking and child abduction.
Loss of Smelling Power Insurance:
This is a custom made policy for wine maker Ilja Gort of Bordeaux's Chateau de la Garde, that’s worth £3,900,000. Lloyd’s of London, famous for writing unusual policies to people with specific needs, wrote the insurance to cover the wine maker’s nose and sense of smell.
Love Insurance:
This $ 100,000 policy was written for a particular photographer that covered the risks of his model falling in love and getting married during.
Smile Insurance:
Not just anyone’s smile though. This policy was taken out to protect ‘Ugly Betty’ star America Ferrera’s perfect smile. The insurance policy is worth $10 million.
Paternity Insurance:
Well, this is something again only a celebrity with an infamous lifestyle will want. David Lee Roth the ‘Van Halen’ front man is so very used to living his rock star life that he insured his sperms for $1 million against the risk of unwanted paternity.
Santa's Beard Insurance:
No, not the original Santa, but Brady White’s beard, who is the professional Father Christmas at Macy's department store in New York.
Body Parts Insurance:
There’s an unending list of celebrities who have insured their body parts for millions or billions of dollars. There are several examples like, Mariah Carey’s legs insured for $1 billion, Jennifer Lopez’s $27 million booty insurance, Gene Simmons’ $1 million tongue insurance, Daniel Craig’s £5 million body insurance and so on.
No matter how outrageous or funny these policies may sound, the urge to protect one’s most valuable assets or fear of a particular event encouraged the existence of these policies. Apart from providing peace of mind, the insurance might even give a boost of publicity, especially to the celebrities or a company, which might really serve the purpose after all.
So, if you think even you will want to get any special insurance policy to provide that ultimate unique coverage, then go ahead and contribute to the list above.
However, there are such insurance policies that really stand apart and might seem outrageous. Yet, these weird policies are sold by some insurance companies to cover the specific needs of common people as well as celebrities around the world.
Here’s a list of some of these most unusual insurance policies:
Alien Abduction Insurance:
You might be just thrilled to watch a movie on extra-terrestrial life and forget all about ‘ET’ once you’re out of the theater. But the UFO Abduction insurance company actually sells policies to cover the risks against abduction, consumption or even impregnation by aliens. According to reports a group of people and celebrities who bought the policy.
Supernatural Conducts Insurance:
A renowned hotel reportedly bought insurance worth a million, to protect its customers and staff against the risk of death and injury by poltergeist or other supernatural phenomena.
Private Space Ship Liability Insurance:
‘Space Ship One’ was the first privately manned aircraft to reach space in June 2004. A $100 million liability policy was taken out for the space craft.
Sea Animal Attack Insurance:
The National Sea-life centre in Birmingham has a million bucks insurance for its visitors against death and disability caused by the Japanese Giant Crab.
Kidnap and Ransom Insurance:
This policy is taken out by businessmen in high risk areas including Mexico, Australia and parts of Europe. However, it is most unlikely that people can actually benefit from it or file claims even if they get into such an situation.
Mugging and Car-jacking Insurance:
This insurance is similar to the kidnap insurance. It is available for American families and gives protection against mugging, car-jacking and child abduction.
Loss of Smelling Power Insurance:
This is a custom made policy for wine maker Ilja Gort of Bordeaux's Chateau de la Garde, that’s worth £3,900,000. Lloyd’s of London, famous for writing unusual policies to people with specific needs, wrote the insurance to cover the wine maker’s nose and sense of smell.
Love Insurance:
This $ 100,000 policy was written for a particular photographer that covered the risks of his model falling in love and getting married during.
Smile Insurance:
Not just anyone’s smile though. This policy was taken out to protect ‘Ugly Betty’ star America Ferrera’s perfect smile. The insurance policy is worth $10 million.
Paternity Insurance:
Well, this is something again only a celebrity with an infamous lifestyle will want. David Lee Roth the ‘Van Halen’ front man is so very used to living his rock star life that he insured his sperms for $1 million against the risk of unwanted paternity.
Santa's Beard Insurance:
No, not the original Santa, but Brady White’s beard, who is the professional Father Christmas at Macy's department store in New York.
Body Parts Insurance:
There’s an unending list of celebrities who have insured their body parts for millions or billions of dollars. There are several examples like, Mariah Carey’s legs insured for $1 billion, Jennifer Lopez’s $27 million booty insurance, Gene Simmons’ $1 million tongue insurance, Daniel Craig’s £5 million body insurance and so on.
No matter how outrageous or funny these policies may sound, the urge to protect one’s most valuable assets or fear of a particular event encouraged the existence of these policies. Apart from providing peace of mind, the insurance might even give a boost of publicity, especially to the celebrities or a company, which might really serve the purpose after all.
So, if you think even you will want to get any special insurance policy to provide that ultimate unique coverage, then go ahead and contribute to the list above.Blog Category