Speciality Insurance

Rapid urbanization has led people to compete amongst themselves. In their race to stay ahead of others, some amongst them stray off the straight path, and take recourse to malicious means. The mounting number of kidnaps and extortion cases around the world attest the spiteful acts of self centered people, who can go to any extent to get what they want. This kind of global ambiance prompts individuals to take notice of their personal safety.

Alcohol is always in high demand given the fact that 82.46% of the US population drinks alcohol. A recent survey also established that 55% of the above-21 population consumes at least one drink a year. Business owners primarily involved in the food & beverage service sector will agree that a bar is the most lucrative outlet within an establishment. It generates a constant stream of revenue and serves to significantly boost the total turnover of a restaurant. Even standalone bars generate a sizable turnover. It is big business but it has its own set of problems.

Traveling by land, sea or air has always been said to be relatively safe. Yet we read and hear of disasters every now and then. Vacationers and travelers are potentially at the risk of facing nightmarish situations when they are least expecting them. Accidents, medical emergencies, lost baggage, misplaced documents – all of this can contribute to the proverbial “Holiday from hell”. So how do you protect yourself against such worries when all you want to do is enjoy your vacation? The answer is simple – travel insurance. It can protect you from the most common to the oddest of travel perils.

Cezanne, Bacon, Picasso, Warhol, Monet and Munch, these names are synonymous with fine art all over the world. The exquisite works of the old masters and the modern artists sell for millions of dollars. They form an extremely valuable part of any private or public collection. Each painting has such deep historical as well as cultural significance that they need to be protected. In case of such a thing as fine art, burglar alarms and armed guards are not enough to protect it from the various hazards the paintings are prone to.

The Wright Flyer took to the skies on the 17th of December, 1903. There was no looking back after. Airplanes have found numerous applications since their invention, from military to commercial. Today, the primary role of aviation is that of transport. Airplanes are being used to transport commodities and passengers alike. It is the quickest form of intercontinental as well as overseas transport. The number of flights all around the world on any given day runs into tens of thousands. Every airline company has thus taken a huge risk upon themselves.

Businesses hire a multitude of employees from varying backgrounds. The diversity of the employee base dictates that each man is capable of doing deeds, good or bad. It is not possible for the recruitment department to go through every detail of an employee’s history, both personal and professional. There are times when model employees with an exemplary work record and background commit a serious financial crime at the workplace. The criminal charges would be administered by the law, but what about the losses incurred by the company?

Diving as an activity, sport or as part of a profession is very common throughout the world. It is an adventurous recreation for travelers as well as a highly rewarding job for professionals involved in deep sea mining or research work. The environment below the surface of the sea is not only beautiful but full of risks and hazards as well. The best way to go scuba diving safely on your next vacation is to get yourself covered with diving insurance. Why is diving insurance important? Diving is risky business. The entire underwater world is full of potential threats.

Owning a pet is a lot of responsibility. It is as tough and rewarding as raising your own child. Pets make a wonderful source of joy, companionship, love and loyalty. Taking care of your furry friend entails a lot of responsibility and along with that, expensive medical care. Regular medical checkups and the subsequent costs may end up affecting your finances.

In March 2011, a Dallas based marketing firm responsible for handling e-mail lists for some major Fortune 500 clients was the victim of a cyber attack. An estimated $100 million to $4 billion worth of data had been stolen in the attack. The financial fallout left the company reeling, losing most of their customers to a compromised reputation. In 2010, the U.S. Securities and Exchange Commission issued guidance which stated that companies need to disclose the nature of a “material” cyber attack and the subsequent cost to shareholders along with a “description of relevant insurance coverage”.

The attractive aspects of forex trading draw a lot of people towards it. As everyone wants to earn more in a short time span, stock trading and forex trading are crazes for aspiring investors. The lure of forex trade is immense, as you can easily trade from home or anywhere else, and make a lot of profit in short period of time.