Do the insurance companies deny all claims?

by Guest » Fri Apr 14, 2006 06:53 am

My carrier has denied my short term disability claim. I had provided facts relating to my medical leave supported by the doctors, specialists, medical evaluations and test results. But since a year has passed with no response from their side, I feel its useless to continue with it. I just have the basic informations but no fine print regarding the policy. I am here to know, if its true that insurance companies deny everything! Also, whats the insurance company's obligation to a claimant?

Total Comments: 3

Posted: Fri Apr 14, 2006 08:00 am Post Subject:

This is time for you to get all your information together. Once you do that, go ahead and ask your DOI about the insurance company's late excuse in order to turn down your claim.

Posted: Fri Apr 14, 2006 09:08 am Post Subject: Use your basic insurance informations

Its natural for you to think that you are at the losing end especially when one year has passed since the occurrence of the event. Its just impossible for an insurance company to deny 'everything' from the legal point of view. Once the basic information is in the claims file it would get processed and can be certainly used in court if the company still denies the claim. I think this idea holds good !

Posted: Fri Apr 14, 2006 09:40 am Post Subject: figure out the discrepancies

Hi !
My friend, it has become important for you to point out the discrepancies in the company's claims handling process. This would certainly ensure that the DOI makes them re-evaluate the claim. It would be very much possible since the additional information would play a key role for turning things in your favor.
regards, Steven

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