by Guest » Thu Mar 06, 2008 09:01 pm
Hit by a semi March 2008. Semi driver took full responsibility, and my car was drivable.
I'm insured by progressive. He is by Great West Casualty.
Progressive told me to take it to their shop, which today says it's totaled.
I see the repair estimate on progressive.com is at $5399,
I still owe $5156, and KBB says I could expect to buy one in my area for around $8000.
2002 Chrysler town and country LE
rear ac tinted windows standard CD player
nothing super special, but nice.
no prior damage, in my opinion excellent condition, no rust, runs great, but 145k miles
Should I expect anything other than paying off the loan (which sucks as I now have no car)... or can I expect at least something to use as a down payment?
Both insurance companies are working on an offer, and I am waiting to hear what they are.
Thanks
Dennis
I'm insured by progressive. He is by Great West Casualty.
Progressive told me to take it to their shop, which today says it's totaled.
I see the repair estimate on progressive.com is at $5399,
I still owe $5156, and KBB says I could expect to buy one in my area for around $8000.
2002 Chrysler town and country LE
rear ac tinted windows standard CD player
nothing super special, but nice.
no prior damage, in my opinion excellent condition, no rust, runs great, but 145k miles
Should I expect anything other than paying off the loan (which sucks as I now have no car)... or can I expect at least something to use as a down payment?
Both insurance companies are working on an offer, and I am waiting to hear what they are.
Thanks
Dennis
Posted: Wed Jun 22, 2011 05:03 am Post Subject:
Never what you owe or what it will cost you to replace it. So the answer to the problem is GAP insurance! Small amount to pay for peace of mind that pays you the difference between loan/cost and adjusters appraisals, (which start at the bottom, wholesale)The haggling is what the adjuster is paid to do, not to be fair, but to save the insurance company the most they can, they are not your pals! Wife rear ended, she's ok totalled car retail $20,000, offered $15,500
Posted: Wed Jun 22, 2011 05:27 am Post Subject:
she's ok totalled car retail $20,000, offered $15,500
Where would you have sold the car for retail value? Answer... no where! Read up what the retail value means. If you sold the car to a dealer they would have paid you trade in value. If you sold the care to a person they would have offer slightly above trade in.Posted: Fri Jul 22, 2011 01:32 pm Post Subject: 1987 chevy cav.
Some guy rear ended me I orig. Paid 2100 for car it only has 100k now I put after market shocks struts z24 bumper and cd player many more also his ins company is tryn to offer 1100 -100 so I can keep it
Posted: Fri Jul 22, 2011 02:43 pm Post Subject:
Paid 2100 for car it only has 100k now I put after market shocks struts z24 bumper and cd player many more also his ins company is tryn to offer 1100 -100 so I can keep it
See my sig.
Do you have a question? I'm guessing you think the offer is too low. First, some of those items are mainteance items, they don't increase the value (shocks for example). The bumper... well, it's not going to add much if anything. It's a bumper for a bumper. Even trade in value. In that you think it looks cool or better is not going to increase the value. The car has 100,000 miles on it. This outweighs most any cosmetic thing you could do to the vehicle.
If you think the vehicle is worth more, provide documentation to support this.
Posted: Wed Jan 09, 2013 09:26 pm Post Subject: Sucks
I just had my 3 month old chevy truck hit and pushed into where i work when it was parked legally in the street
Posted: Fri Jan 11, 2013 09:50 pm Post Subject:
What would you like to know?
Posted: Mon Feb 11, 2013 09:47 am Post Subject: Whats my totaled car worth
I have an 2008 infiniti g35 sedan. it has about 87000 miles on it. i had recently had the front bumper and passenger fender replaced. both are black but does not have the black shine coat on it yet (they are unpainted). their is a 4 in dent above the passenger door. also just put new battery (Diehard platinum) and tires on it.
Posted: Mon Feb 11, 2013 01:57 pm Post Subject:
Nice information. Do you have a question?
Posted: Sun May 12, 2013 09:31 pm Post Subject: car
I have a 2013 dodge charger that was hit by a police officer the car had 1215 miles on it. The driver side door is damaged and side airbags were deployed upon impact. Do you think my car is totaled? It started back up the driver side window doesn't raise up. Also the panel above the driver side tire is damaged.
Posted: Sun May 12, 2013 09:33 pm Post Subject: car
I have a 2013 dodge charger that was hit by a police officer the car had 1215 miles on it. The driver side door is damaged and side airbags were deployed upon impact. Do you think my car is totaled? It started back up the driver side window doesn't raise up. Also the panel above the driver side tire is damaged.
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