Speeding + Insurance

by asmallchild » Wed Sep 03, 2008 11:13 pm

About me:
Male, mid-20's, caught speeding for the very 1st time today, 82 in a 65mph zone

Where: PA

Where I'm originally from: NJ

What I Know: Usually a 4 pt infraction. But across state borders, I'm told 2 pts.

What I Want to Know: What do I do from here?

I've been told to:
1) Take a defensive driving course to eliminate the points. (I DON'T want to pay thousands in car insurance over the next 3 years)
2) Plead not guilty, go to court, and offer to pay more upfront to erase the points.
3) Plead guilty, pay the fine, accept the points, and suffer for speeding.

Any advice would be great for this desperate, immature fool. (You'd think the insurance companies would be lenient for a dude who's gotten to his mid-20's without a single traffic infraction but apparently speeding 17mph above the speed limit is a huge no-no)

Total Comments: 20

Posted: Thu Sep 04, 2008 05:34 am Post Subject:

There are situations wherein a driver may try & achieve a point value lower than 6 even after his first offense & then again cause a second offense to make it to 6. Under such circumstances, the driver would be called for a hearing. A notice would be served to him in connection with the hearing stating the date & time. The hearing office has to undertake one or more of the following steps against him once they have full review of the latest mishap.

  • Issue a license cancellation for 15 days.

  • Urge the driver to sit for an on-road driving test.

  • Spare him for the time


They would reduce 2 points from the driving record once the driver passes the driving test within 30 days.

Posted: Thu Sep 04, 2008 06:39 am Post Subject:

Hi Roddick,

They would reduce 2 points from the driving record once the driver passes the driving test within 30 days.


There is another thing that needs careful consideration.The driver's record would also get reduced by 2 points upon termination of the suspension in case a 15-day suspension period is suggested. Only if the driver has failed to be present for the departmental hearing he'd have to bear a license cancellation for 60 days. ArindamSenIndies

Posted: Thu Sep 04, 2008 06:52 am Post Subject:

2) Plead not guilty, go to court, and offer to pay more upfront to erase the points.



This statement is rather contradictory, if you plead not guilty, it implies that you are interested in contesting the citation. You are then required to find a legal representation for yourself to appear before the court and have to undergo the trial. The question of paying for the points isn't arising in this situation.

However, I don't understand how can you pay more to erase the points from your record? and also why would you at all pay the fine when you want to fight the tickets?

Posted: Thu Sep 04, 2008 06:58 am Post Subject:

Hi,

For excessive speeding the penalties would be like-


  • A license withdrawal for 15 days

  • Go for the on-road driving test


Once they have been found guilty of driving at a speed more than 26mph.



On the other hand if the driver would exceed a speed range beyond 31 mph, then also he'd need to face a departmental hearing.

Thanx, Roddick

Posted: Thu Sep 04, 2008 07:09 am Post Subject:

Hi, I'd like to share some important notification about exceeding 11 points..

I've found out that once the driver attains 11 or more points then his license would automatically be snatched. The period for which a license could be possessed could vary anywhere between the following:


  • 1st Suspension - 5 days for each point attached.
  • 2nd Suspension - 10 days for each point attached.
  • 3rd Suspension - 15 days for each point attached.
  • Following suspensions - 1 year

Hope this information would be useful to all..
Fatman

Posted: Thu Sep 04, 2008 07:38 am Post Subject:

I'm not sure if the defensive driving course can help in removing the points from one's record, but it definitely helps in improving the driving skills of the motorist. The agenda of the defensive driving course is to maximize the alertness of the drivers and minimize their chances of committing human errors while driving.

Though it's targeted towards the drivers who have shown irresponsible behavior and have earned points against their licenses, it can also help the drivers in general in improving their driving skills.

Regards,
Juanita

Posted: Thu Sep 04, 2008 07:52 am Post Subject:

Hi guys,

Whenever a person is driving safely for 12 consecutive months & has not been charged with any negligence that adds points, license cancellation or license revocation then his driving record would undergo a reduction by 3 points.

On the other hand when the driving record is down to zero & maintains it consistently for 12 consecutive months, then any further addition of points would be considered as a commencement of points accumulation.
Roddick

Posted: Thu Sep 04, 2008 09:08 am Post Subject:

The PA DMV says that is you have been sited for traffic violation you are required to pay the fines at the local court and settle the matter.

This can't be right in total...you pay the fine IF you are pleading guilty only...he can always fight it...(it's AMERICA after all! :wink: )

Posted: Thu Sep 04, 2008 09:49 am Post Subject:

Hi,

Many of us are sometimes confused about how such suspensions would come up to us all of a sudden!

To tell you the truth guys.. a notice would be served via a mail which would be forwarded to the driver intimating him of the suspension. This notice would also contain the date of suspension. The driver has the opportunity to appeal to his country court. For this he'd have to appeal within 30-days post mailing.
Fatman

Posted: Thu Sep 04, 2008 10:12 am Post Subject:

This notice would also contain the date of suspension.

Well..once that suspension letter is received by a driver, he'd need to give back his starter-permit, camera card &/or license to the driver licensing bureau within a specific date mentioned in the notice.

He'd need to pay a license-restoration charge in order to restore his license. Once his driving-permission is reset to his record, there would 5 points irrespective of his points before the suspension was applied to his record. Roddick

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