by lucille » Mon Mar 09, 2009 06:38 am
My uncle passed away 2 years ago. Before this he had told me that he took out a life insurance pollicy. He did not tell me how much but that I was mentioned.
He named a friend as his benificiary and gave me a noterized copy of this saying that the lady was the executor of his will and that he had it in a safety deposit box at his bank, that she had the key to. That she was to disturibute what he wanted and that she would recieve all his other worldly posessions.
Last I heard from her was that the bank would not let her in the box and it would be held for two years. I have not heard from this lady since. If there was a life insurance policy and my name was mentioned how do I find out or is there anyway to do that
THanks
He named a friend as his benificiary and gave me a noterized copy of this saying that the lady was the executor of his will and that he had it in a safety deposit box at his bank, that she had the key to. That she was to disturibute what he wanted and that she would recieve all his other worldly posessions.
Last I heard from her was that the bank would not let her in the box and it would be held for two years. I have not heard from this lady since. If there was a life insurance policy and my name was mentioned how do I find out or is there anyway to do that
THanks
Posted: Mon Mar 09, 2009 12:10 pm Post Subject:
if you are beneficiary (nominee of the policy then your share will be availed to you....there is no doubt about it....
One thing must be clear in mind that the lady will not be allowed to open that bank locker because she might not have enough proof or the final will with her which could have proved that she is the real beneficiary of the wordly benefits.
Now the deed is with you.one thing can be done is better you contact the bank official and then ask thenm the know how of the lady and thus you will get the thing done along with her.
i hope this will suffice. :wink:
Posted: Tue Mar 10, 2009 02:24 pm Post Subject:
Hello Lucille,
This is the one major reason you never keep a life insurance policy in a safe deposit box. The bank will automatically close the account and not let anyone in it. Usuallly it is for 6 months to a year. You must show legal documentation that you are the executor of the estate or you will not even be able to look at the box.
FindYourPolicy.com is a company where you can store the company name that holds a life insurance policy. We are a low risk database that assists everyone to keep track of their life insurance policies and other assets. To avoid this in the future, look into their service.
Michael
Posted: Fri Mar 20, 2009 11:11 am Post Subject:
Hi lucille,
As Amit correctly stated if you are beneficiary then there no doubt you will get your share. before that, you can do little homework, if you have policy number and insurance company name, then please contact them and let them know the complete case, because it is also important that somebody should informed Insurnace company with document proof of death of your uncle.
Posted: Thu Apr 09, 2009 01:22 pm Post Subject: hi
just do one thing, u have notarized copy, make a xerox of that. in that copy there must be policy number n insurance company name. just go to the insurer company and as your uncle passed away if you are the main beneficiary then you will get the benefit n after that on this basis you itself got ur side strong on bank locker as the main beneficiary. just do it this will really helpful to you.
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